44923 Kaiser Rd, Ronan, MT 59864 Property Records

Lake County property record for 44923 Kaiser Rd, Ronan, MT 59864

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,120 sqft · built 2008
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Dec 2020)
Tax Bill	$2,508 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1520713`

Property Details

APN / Parcel Number

Primary APN	`R1520713`
Alternative APNs	`15-3101-24-1-01-06-0000` `0000017390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	2,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Terrain	Wooded
View / Lot	Mountain

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Lean-To	Lean-To
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000017390
Street Address	44923 KAISER RD
City	RONAN
State	MT
Zip	59864
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S24, T21 N, R21 W, C.O.S. 7432, ACRES 20, TRACT 1
Legal Range	21W
Legal Township	21N
Legal Section	24
Legal Subdivision	CERTIFICATE OF SURVEY 7452
Legal Tract	1
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1051
Census Tract	940400

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41921 STINGER RD, RONAN, MT 59864-8649
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	2020583524
Prior Transfer Date	Dec 1, 2020
Prior Transfer Doc	0000583714
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	41921 STINGER RD, RONAN, MT 59864-8649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	575861
Date	Mar 10, 2020
Instrument	575861

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Dec 4, 2020
Property Address	41921 STINGER RD, RONAN, MT 59864-8649
Document Number	583524
Instrument Date	Dec 4, 2020
Instrument	583524
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36025 LEANIN TREE LN, 36025, RONAN, MT 59864-8628

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41921 STRGER RD, RONAN, MT 59864

Mortgage

Document Number	583525
Date	Dec 4, 2020
Instrument	583525

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,508.00 (-8.13%)	$497,452 (-)
2025	$2,730.00 (+216.71%)	$497,452 (+19.9%)	$497,452 (+19.9%) Land $14,442 Building $483,010
2023	$862.00	$414,889	$414,889 Land $11,879 Building $403,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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