Lake County property record for 45705 Kaiser Rd, Ronan, MT 59864
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 1961 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,572 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R155909 |
| Primary APN | R155909 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 83,200 sqft (1.91 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 360 sqft |
| Greenhouse | 384 sqft |
| Pole Barn | 1,080 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000004265 |
|---|---|
| Street Address | 45705 KAISER RD |
| City | RONAN |
| State | MT |
| Zip | 59864-8966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S26, T21 N, R21 W, COS 6096 TR B 1.91 ACRES |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 940500 |
Source: Lake County assessment roll, APN R155909, as of December 31, 2024 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45705 KAISER RD, RONAN, MT 59864-8966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 45705 KAISER RD, RONAN, MT 59864-8966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45705 KAISER RD, RONAN, MT 59864-8966 |
| Document Number | 0000636739 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 636739 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 6% |
| Max Rate At Change | 8.75% |
| Index | Prime Rate |
| Max Rate | 12.7% |
Source: Lake County assessment roll as of December 31, 2024 · Last verified October 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Ronan Elementary School District (PK - 08) |
| Secondary School District | Ronan High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,572.00 (-13.58%) | $375,300 (+48.69%) | $375,300 (+48.69%) Land $106,221 Building $269,079 |
| 2023 | $1,819.00 | $252,400 | $252,400 Land $55,207 Building $197,193 |
Source: FEMA National Flood Hazard Layer, Lake County (30047C), as of November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 3 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CommunityTel Fiber | 100 / 100 |
5G (outdoors only) and 4G LTE
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