4574 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 4574 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,108 sqft · built 2005
Lot Size0.116 acres (5,053 sqft)
Owner2 Individual Names on Record
Last Sale$499,000 (Oct 2023)
Tax Bill$6,272 (2025)
Deeds & MortgagesApr 2024 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-38-41-009-000-0062.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0062.0-0-0000
Alternative APNs
  • 40-38-41-009-000-00620-0
  • 708484

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,108 sqft Living Area
Gross Area2,526 sqft
1st Floor Area1,046 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,053 sqft (0.116 acres)
View / LotGreenbelt/Park
Garage TypeAttached
Garage Area418 sqft
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number708484
Street Address4574 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 62 MARTINS CROSSING PUD (PB 15 PG 89)
Legal SubdivisionMARTINS CROSSING
Legal Block2
Legal Lot Number62
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2015
Census Tract1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4574 SE GRAHAM DR, STUART, FL 34997-1544
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2024Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Oct 16, 2023Warranty Deed, Transfer · FHA Mortgage
PRIMELENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2023 · Amount on Record
Deed SaleOct 16, 2023 · Amount on Record
Prior SaleOct 31, 2017 · Amount on Record
Deed Document Number20233040558
Deed Book / Page3401 / 2982
Prior Transfer DateAug 16, 2010
Prior Transfer Doc0024710179
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4574 SE GRAHAM DR, STUART, FL 34997-1544
Transaction TypeMortgage
Record UpdatedMay 9, 2024
Title CompanyTIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4574 SE GRAHAM DR, STUART, FL 34997-1544

Mortgage

Document Number0034300712
DateApr 8, 2024
Book Page3430/712
Instrument3066392
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
Address8800 BAYMEADOWS WAY W STE 400, JACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2054

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 16, 2023
Property Address4574 SE GRAHAM DR, STUART, FL 34997-1544
Document Number0034012982
Book / Page3401 / 2982
Map ReferenceMB 15 PG 89-104
Instrument DateOct 16, 2023
Instrument3040558
Transaction TypeTransfer
Record UpdatedNov 2, 2023
Title CompanyNOT AVAILABLE, LEVEL 10 TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,493.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15001 FLOWER VALLEY CT, ROCKVILLE, MD 20853-1729

Transferred To (Grantee/Buyer)

NameVerified Name
Address4574 SE GRAHAM DR, STUART, FL 34997-1544

Mortgage

Document Number0034012985
DateOct 16, 2023
Instrument3401/2985
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,272.00 (-0.74%) Additional exemption filed$410,107$417,450 (+24.33%) Land $155,000 Building $262,450
2024$6,319.00 (+45.7%)
2023$4,337.00 (+3.71%)
2022$4,182.00$267,502$335,770 Land $100,000 Building $235,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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