4549 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 4549 SE Graham Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,108 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$4,023 (2024)
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-009-000-0140.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-009-000-0140.0-0-0000`
Alternative APNs	`40-38-41-009-000-01400-0` `652428`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	3,006 sqft
1st Floor Area	1,046 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Greenbelt/Park
Garage Type	Attached
Garage Area	418 sqft
Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	652428
Street Address	4549 SE GRAHAM DR
City	STUART
State	FL
Zip	34997-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 140 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Subdivision	MARTINS CROSSING
Legal Block	2
Legal Lot Number	140
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2016
Census Tract	1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4549 SE GRAHAM DR, STUART, FL 34997-1552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2007
Deed Sale	Dec 3, 2007
Deed Document Number	20072053337
Deed Book / Page	2294 / 1990
Last Transfer Date	Oct 16, 2024
Transfer Doc	0034632252
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,409	$449,180 (+21.8%) Land $155,000 Building $294,180
2024	$4,023.00 (+2.29%)
2023	$3,933.00 (+3.77%)
2022	$3,790.00	$244,040	$368,770 Land $100,000 Building $268,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20