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4586 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 4586 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,377 sqft · built 2005
Lot Size0.116 acres (5,053 sqft)
Owner2 Individual Names on Record
Last Sale$316,500 (Sep 2021)
Tax Bill$4,260 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jan 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN40-38-41-009-000-0061.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0061.0-0-0000
Alternative APNs
  • 40-38-41-009-000-00610-0
  • 674494

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,377 sqft Living Area
Gross Area1,647 sqft
1st Floor Area1,377 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,053 sqft (0.116 acres)
View / LotGreenbelt/Park
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchScreened Concrete Masonry Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number674494
Street Address4586 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 61 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block2
Legal Lot Number61
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2015
Census Tract1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4586 SE GRAHAM DR, STUART, FL 34997-1544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jan 8, 2024Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Aug 11, 2023Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Aug 22, 2022Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Sep 22, 2021Warranty Deed, Transfer · FHA Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2021 · Amount on Record
Deed SaleSep 22, 2021 · Amount on Record
Prior SaleDec 26, 2012 · Amount on Record
Deed Document Number20212915665
Deed Book / Page3258 / 1422
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4586 SE GRAHAM DR, STUART, FL 34997-1544
Transaction TypeMortgage
Record UpdatedFeb 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4586 SE GRAHAM DR, STUART, FL 34997-1544

Mortgage

Document Number0034171458
DateJan 29, 2024
Book Page3417/1458
Instrument3055328
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueOct 1, 2051

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4586 SE GRAHAM DR, STUART, FL 34997-1544
Transaction TypeMortgage
Record UpdatedJan 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4586 SE GRAHAM DR, STUART, FL 34997-1544

Mortgage

Document Number0034142424
DateJan 8, 2024
Book Page3414/2424
Instrument3052611
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueOct 1, 2051

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4586 SE GRAHAM DR, STUART, FL 34997-1544
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4586 SE GRAHAM DR, STUART, FL 34997-1544

Mortgage

Document Number0033910168
DateAug 11, 2023
Book Page3391/168
Instrument3030600
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term338 Months
DueOct 1, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4586 SE GRAHAM DR, STUART, FL 34997-1544
Transaction TypeMortgage
Record UpdatedSep 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4586 SE GRAHAM DR, STUART, FL 34997-1544

Mortgage

Document Number0033312542
DateAug 22, 2022
Book Page3331/2542
Instrument2976885
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueOct 1, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 22, 2021
Property Address4586 SE GRAHAM DR, STUART, FL 34997-1544
Document Number0032581422
Book / Page3258 / 1422
Map ReferenceMB 15 PG 89
Instrument DateSep 16, 2021
Instrument2915665
Transaction TypeTransfer
Record UpdatedOct 6, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,215.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4730 SE ROCKY POINT WAY, 4730, STUART, FL 34997

Transferred To (Grantee/Buyer)

NameVerified Name
Address4586 SE GRAHAM DR, STUART, FL 34997-1544

Mortgage

Document Number32581425
DateSep 22, 2021
Instrument3258/1425
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,260.00 (-0.42%) Additional exemption filed$292,707 (+5.99%)$341,860 (+13.78%) Land $155,000 Building $186,860
2024$4,278.00 (+2.32%)
2023$4,181.00 (+0.14%) Additional exemption filed$276,173 (+3%)$300,470 (+12.06%) Land $125,000 Building $175,470
2022$4,175.00 Homeowner's exemption Senior Citizen's exemption$268,130 Land $100,000 Building $168,130$268,130 Land $100,000 Building $168,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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