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45735 Spagnuolo Rd, Macomb, MI 48044 Property Records

Macomb County property record for 45735 Spagnuolo Rd, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,090 sqft · built 1985
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on Record
Last Sale$277,000 (Nov 2021)
Tax Bill$4,012 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN20-08-32-404-028

Property Details

APN / Parcel Number

Primary APN20-08-32-404-028
Alternative APN
  • 0832404028

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,090 sqft Living Area
1st Floor Area1,090 sqft
Basement Area1,090 sqft
Unfinished Basement1,090 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Architectural StyleRanch
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45735 SPAGNUOLO RD
CityMACOMB
StateMI
Zip48044-4532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPLUM GROVE VILLAGE SUB NO 2 LOT 532 LIBER: 71 PAGES: 47-51
Legal SubdivisionPLUM GROVE VILLAGE SUB
Legal Lot Number532
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2006
Census Tract224600

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45735 SPAGNUOLO RD, MACOMB, MI 48044-4532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Nov 4, 2021Warranty Deed, Transfer
NOT AVAILABLE, STG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2021 · Amount on Record
Deed SaleNov 4, 2021 · Amount on Record
Prior SaleDec 27, 2016 · Amount on Record
Deed Document Number20212266363
Deed Book / Page28172 / 432
Prior Transfer DateJan 12, 2013
Prior Transfer Doc0000010874
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45735 SPAGNUOLO RD, MACOMB, MI 48044-4532
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyDEVON TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2772 E WALTON BLVD, AUBURN HILLS, MI 48326-1962

Mortgage

Document Number2102257826
DateOct 25, 2021
Book Page28125/91
Instrument202102257826
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateNov 4, 2021
Property Address45735 SPAGNUOLO RD, MACOMB, MI 48044-4532
Document Number2102266363
Book / Page28172 / 432
Map ReferenceLB 71 PG 47-51
Instrument DateOct 7, 2021
Instrument202102266363
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyNOT AVAILABLE, STG

Transaction

AmountAmount Recorded
Tax$2,077.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45735 SPAGNUOLO RD, 45735, MACOMB, MI 48044-4532

Transferred To (Grantee/Buyer)

NameVerified Name
Address45735 SPAGNUOLO RD, MACOMB, MI 48044-4532
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,400 (+1.8%)$282,800 (+1.8%)
2025$4,012.00 (+13.14%) Homeowner's exemption$138,900 (+12.11%)$277,800 (+12.11%)
2023$123,900$247,800
2022$3,546.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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