45714 Spagnuolo Rd, Macomb, MI 48044 Property Records

Macomb County property record for 45714 Spagnuolo Rd, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,303 sqft · built 1986
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Jun 2018)
Tax Bill$3,787 (2025)
Deeds & MortgagesAug 2019 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-32-401-019

Property Details

APN / Parcel Number

Primary APN20-08-32-401-019
Alternative APN
  • 0832401019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,303 sqft Living Area
1st Floor Area1,303 sqft
Basement Area1,111 sqft
Unfinished Basement1,111 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialBrick
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45714 SPAGNUOLO RD
CityMACOMB
StateMI
Zip48044-4531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPLUM GROVE VILLAGE SUB NO 2 LOT 622 LIBER: 71 PAGES: 47-51
Legal SubdivisionPLUM GROVE VILLAGE SUB
Legal Lot Number622
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2002
Census Tract224600

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45714 SPAGNUOLO RD, MACOMB, MI 48044-4531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jun 14, 2018Warranty Deed, Transfer · Conventional with PMI
MICHIGAN MUTUAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2018 · Amount on Record
Deed SaleJun 14, 2018 · Amount on Record
Prior SaleFeb 7, 2000 · Amount on Record
Deed Document Number20188068265
Deed Book / Page25417 / 583
Prior Transfer DateApr 6, 2015
Prior Transfer Doc0000050557
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45714 SPAGNUOLO RD, MACOMB, MI 48044-4531
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000095963
DateAug 27, 2019
Book Page26158/315
Instrument9095963
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressRAY, MI 48096
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 14, 2018
Property Address45714 SPAGNUOLO RD, MACOMB, MI 48044-4531
Document Number0000068265
Book / Page025417 / 000583
Instrument DateJun 11, 2018
Instrument68265
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyCENTURY TITLE AGENCY SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,634.00
Amount AccuracyConfirmed
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48548 ROMA VALLEY DR #51 SHELBY TOWNSHIP MI 483172027, 51, SHELBY TOWNSHIP, MI 48317-2027

Mortgage

Document Number68254
DateJun 14, 2018
Book Page025417/000516
Instrument68254
Lender
NameMICHIGAN MUTUAL
TypeFunding / Finance Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 13, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149,100 (+2.33%)$298,200 (+2.33%)
2025$3,787.00 (+12.57%) Homeowner's exemption$145,700 (+12.42%)$291,400 (+12.42%)
2023$129,600$259,200
2022$3,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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