Macomb County property record for 45761 Spagnuolo Rd, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,519 sqft · built 1981 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jun 2016) |
| Tax Bill | $3,881 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-32-404-026 |
| Primary APN | 20-08-32-404-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,519 sqft Living Area |
| 1st Floor Area | 1,519 sqft |
| Basement Area | 1,519 sqft |
| Unfinished Basement | 1,519 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45761 SPAGNUOLO RD |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-4532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PLUM GROVE VILLAGE SUB NO 2 LOT 530 LIBER: 71 PAGES: 47-51 |
| Legal Subdivision | PLUM GROVE VILLAGE SUB |
| Legal Lot Number | 530 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 224600 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45761 SPAGNUOLO RD, MACOMB, MI 48044-4532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Jan 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2016 · Amount on Record |
| Deed Sale | Jun 27, 2016 · Amount on Record |
| Prior Sale | Jun 14, 2013 · Amount on Record |
| Deed Document Number | 20166076301 |
| Deed Book / Page | 24104 / 166 |
| Prior Transfer Date | May 6, 2005 |
| Prior Transfer Doc | 0000108391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 14, 2026 |
| Property Address | 45761 SPAGNUOLO RD, MACOMB, MI 48044-4532 |
| Document Number | 0000046542 |
| Book / Page | 30663 / 109 |
| Instrument Date | May 6, 2026 |
| Instrument | 202646542 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERISAVE MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 45761 SPAGNUOLO RD, MACOMB, MI 48044-4532 |
| Document Number | 0000046542, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 30663/109 |
| Instrument | 202646542 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45761 SPAGNUOLO RD, MACOMB, MI 48044-4532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009459 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 25183/509 |
| Instrument | 8009459 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,000 (+2.19%) | $318,000 (+2.19%) | |
| 2025 | $3,881.00 (+13.12%) Homeowner's exemption | $155,600 (+12.43%) | $311,200 (+12.43%) |
| 2023 | $138,400 | $276,800 | |
| 2022 | $3,431.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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