Maricopa County property record for 4570 E Waterman St, Gilbert, AZ 85297
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,602 sqft · built 2006 |
| Lot Size | 0.288 acres (12,573 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Aug 2019) |
| Tax Bill | $3,914 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2022 Mortgage + 7 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 313-16-905 |
| Primary APN | 313-16-905 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,602 sqft Living Area |
| 1st Floor Area | 2,062 sqft |
| 2nd Floor Area | 2,540 sqft |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 12,573 sqft (0.288 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 612 sqft |
| Patio Area | 126 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4570 E WATERMAN ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85297-7447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | POWER RANCH NEIGHBORHOOD 9 PARCEL 2 MCR 795-50 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 01 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | POWER RANCH NEIGHBORHOOD 9 PARCEL 2 |
| Legal Lot Number | 621 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 815800 |
Source: Maricopa County records · APN 313-16-905
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · SBA Mortgage BNC NATIONAL BANK |
| Sep 13, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GATEWAY COMMERCIAL BANK |
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Feb 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Aug 14, 2019 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE & TR/PHOENIX |
| Aug 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL/OMAHA MTG LLC |
| Apr 18, 2019 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/AZ |
| Apr 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHICAGO TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on Record |
| Deed Sale | Aug 14, 2019 · Amount on Record |
| Prior Sale | Aug 14, 2019 · Amount on Record |
| Deed Document Number | 20190624490 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Title Company | MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Document Number | 0000197618 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 20240197618 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Title Company | STEWART TTL & TR OF PHOENIX |
| Name | Verified Name |
|---|---|
| Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Document Number | 0000707701 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 20220707701 |
| Name | GATEWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | MESA, AZ 85216 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 570 E WATERMAN ST, GILBERT, AZ 85297 |
| Document Number | 0000985091 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 20210985091 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 08, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000093885 |
|---|---|
| Date | Feb 04, 2020 |
| Instrument | 20200093885 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Document Number | 0000859698 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 20200859698 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 14, 2019 |
| Property Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Document Number | 0000624490 |
| Instrument Date | Jul 05, 2019 |
| Instrument | 624490 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE & TR/PHOENIX |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4570 E WATERMAN ST GILBERT AZ 852977447, GILBERT, AZ 85297-7447 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 14, 2019 |
| Property Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Document Number | 0000004490 |
| Instrument Date | May 01, 2019 |
| Instrument | 4490 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE & TR/PHOENIX |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3451 E SHANNON ST GILBERT AZ 85295, GILBERT, AZ 85295 |
| Document Number | 624492 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 624492 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Document Number | 624493, |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 624493 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Document Number | 0000365697 |
| Instrument Date | Apr 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4570 E WATERMAN ST GILBERT AZ 852977447, GILBERT, AZ 85297-7447 |
| Document Number | 0000365697 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 365697 |
| Name | NATIONAL BK/AZ |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 27, 2017 |
| Property Address | 4570 E WATERMAN ST, GILBERT, AZ 85297-7447 |
| Document Number | 0000303140 |
| Map Reference | MB 795 PG 50 |
| Instrument Date | Oct 21, 2016 |
| Instrument | 2017-0303140 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2325 S POAER, GILBERT, AZ 85295 |
| Document Number | , 2017-0303141 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017-0303141 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Higley Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,700 (-0.13%) | $817,000 (-0.13%) Land $163,400 Building $653,600 | |
| 2025 | $3,914.00 (-5.78%) | ||
| 2024 | $81,810 | $818,100 Land $163,600 Building $654,500 | |
| 2023 | $4,154.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 620 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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