1. Home
  2. Michigan
  3. Macomb County
  4. Macomb
  5. Spagnuolo Rd

45697 Spagnuolo Rd, Macomb, MI 48044 Property Records

Macomb County property record for 45697 Spagnuolo Rd, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,747 sqft · built 1987
Lot Size0.165 acres (7,187 sqft)
Owner2 Individual Names on File
Tax Bill$2,565 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-32-404-031

Property Details

APN / Parcel Number

Primary APN20-08-32-404-031
Alternative APN
  • 0832404031

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,747 sqft Living Area
1st Floor Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1988
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45697 SPAGNUOLO RD
CityMACOMB
StateMI
Zip48044-4530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPLUM GROVE VILLAGE SUB NO 2 LOT 535 LIBER: 71 PAGES: 47-51
Legal SubdivisionPLUM GROVE VILLAGE SUB
Legal Lot Number535
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2006
Census Tract224600

Owner

Source: Macomb County records · APN 20-08-32-404-031

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45697 SPAGNUOLO RD, MACOMB, MI 48044-4530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2017Deed of Trust, Mortgage · FHA Mortgage
1ST NATIONS REVERSE MORTGAGE
Oct 16, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45697 SPAGNUOLO RD, MACOMB, MI 48044-4530
Document Number0000127013
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017
Title CompanyREAL ESTATE SETTLEMENT COMPANY, REAL ESTATE SETTLEMENT CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45697 SPAGNUOLO RD MACOMB MI 480444530, MACOMB, MI 48044-4530

Mortgage

Document Number0000127013
DateOct 25, 2017
Book Page025020/000033
Instrument127013
Lender
Name1ST NATIONS REVERSE MORTGAGE
AddressANN ARBOR, MI 48103
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1032 Months
Interest
Rate TypeAdjustable Rate
Rate4.8%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45697 SPAGNUOLO RD, MACOMB, MI 48044-4530
Document Number0000127014
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyREAL ESTATE SETTLEMENT COMPANY, REAL ESTATE SETTLEMENT CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45697 SPAGNUOLO RD MACOMB MI 480444530, MACOMB, MI 48044-4530

Mortgage

Document Number0000127014
DateOct 25, 2017
Book Page025020/000048
Instrument127014
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1032 Months
Interest
Rate TypeAdjustable Rate
Rate4.8%

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$149,300 (+13.97%)$298,600 (+13.97%)
2025$2,565.00 (+13.75%)
2023$131,000$262,000
2022$2,255.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

Based on FCC filings for 580 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Spagnuolo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures