Loudoun County property record for 45712 Winding Branch Ter, Sterling, VA 20166
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,208 sqft · built 2013 |
| Owner | Individual Name on File |
| Last Sale | $396,900 (Aug 2018) |
| Tax Bill | $4,014 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-38-2367-006 |
| Primary APN | 031-38-2367-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 4 Stories |
| Building Area | 2,208 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Area | 200 sqft |
| Deck Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45712 WINDING BRANCH TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-4225 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R16 |
| Legal Description | CASCADES PLACE CONDOMINIUM PH.6 UNIT 6-22 201309050073799/800P |
| Legal Subdivision | CASCADES PLACE CONDOMINIUM PH.6 |
| Legal Phase | 6 |
| Legal Block | 1 |
| Legal Unit | 6-22 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 611502 |
45712 Winding Branch Ter, a condominium, is owned and occupied by an individual who bought it in August 2018.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45712 WINDING BRANCH TER, STERLING, VA 20166-4225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK |
| Aug 27, 2018 | Warranty Deed, Transfer · Conventional with PMI ATLANTIC COAST MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on File |
| Deed Sale | Aug 27, 2018 · Amount on File |
| Prior Sale | Sep 20, 2013 · Amount on File |
| Deed Document Number | 201850073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45712 WINDING BRANCH TER, STERLING, VA 20166-4225 |
| Document Number | 20191212077279 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45712 WINDING BRANCH TER STERLING VA 201664225, STERLING, VA 20166-4225 |
| Document Number | 20191212077279 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 77279 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Aug 27, 2018 |
| Property Address | 45712 WINDING BRANCH TER, STERLING, VA 20166-4225 |
| Document Number | 20180827050073 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 50073 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45712 WINDING BRANCH TER STERLING VA 201664225, STERLING, VA 20166-4225 |
| Document Number | 20180827050074 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 50074 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 45712 Winding Branch Ter was $4,014.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,014.00 | $498,690 Land $150,000 Building $348,690 | $498,690 Land $150,000 Building $348,690 |
| 2023 | $3,843.00 | $439,250 Land $150,000 Building $289,250 | $439,250 Land $150,000 Building $289,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45712 Winding Branch Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45712 Winding Branch Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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