45711 Winding Branch Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 45711 Winding Branch Ter, Sterling, VA 20166

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,208 sqft · built 2013
Owner	2 Individual Names on File
Last Sale	$522,500 (Aug 2025)
Tax Bill	$4,038 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-38-3375-003`

Property Details

APN / Parcel Number

Primary APN	`031-38-3375-003`
Alternative APN	`81A1 1P55-13`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	4 Stories
Building Area	2,208 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Garage Area	220 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	45711 WINDING BRANCH TER
City	STERLING
State	VA
Zip	20166-4223
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R16
Legal Description	CASCADES PLACE CONDOMINIUM PH.5 UNIT 5-13 201307230061236/7P
Legal Subdivision	CASCADES PLACE CONDOMINIUM PH.5
Legal Phase	5
Legal Block	1
Legal Unit	5-13
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1017
Census Tract	611502

Owner

45711 Winding Branch Ter, a condominium, is owned by two individuals who bought it in August 2025.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12162 PENDERVIEW LN, FAIRFAX, VA 22033-4743
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Prior Sale	Oct 7, 2021 · Amount on File
Deed Document Number	202539260
Record Updated	Oct 29, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 7, 2021
Property Address	45711 WINDING BRANCH TER, STERLING, VA 20166-4223
Document Number	202110070104044
Instrument Date	Sep 27, 2021
Instrument	202110070104044
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45711 WINDING BRANCH TER, STERLING, VA 20166-4223

Mortgage

Document Number	202110070104045
Date	Oct 7, 2021
Instrument	202110070104045

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45711 Winding Branch Ter was $4,038, down 1.8% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,038.00 (-1.78%)	$501,660 (-1.78%) Land $150,000 Building $351,660	$501,660 (-1.78%) Land $150,000 Building $351,660
2025	$4,111.00	$510,760 Land $150,000 Building $360,760	$510,760 Land $150,000 Building $360,760
2023	$3,843.00	$439,250 Land $150,000 Building $289,250	$439,250 Land $150,000 Building $289,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45711 Winding Branch Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45711 Winding Branch Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20