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45709 Winding Branch Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 45709 Winding Branch Ter, Sterling, VA 20166

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,686 sqft · built 2013
OwnerIndividual Name on Record
Last Sale$171,226 (Aug 2023)
Tax Bill$1,473 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN031-38-3375-004

Property Details

APN / Parcel Number

Primary APN031-38-3375-004
Alternative APN
  • 81A1 1P55-14

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories3 Stories
Building Area1,686 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Garage Area200 sqft
Deck Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45709 WINDING BRANCH TER
CitySTERLING
StateVA
Zip20166-4223
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR16
Legal DescriptionCASCADES PLACE CONDOMINIUM PH.5 UNIT 5-14 201307230061236/7P 201307230061238 ADU
Legal SubdivisionCASCADES PLACE CONDOMINIUM PH.5
Legal Phase5
Legal Block1
Legal Unit5-14
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1017
Census Tract611502

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45709 WINDING BRANCH TER, STERLING, VA 20166-4223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2023 · Amount on Record
Deed SaleAug 28, 2023 · Amount on Record
Prior SaleSep 10, 2013 · Amount on Record
Deed Document Number202334559
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateAug 28, 2023
Property Address45709 WINDING BRANCH TER, STERLING, VA 20166-4223
Document Number0000034559
Instrument DateAug 3, 2023
Instrument202308280034559
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44470 KELLER SQ APT 202, 202, ASHBURN, VA 20147-7115

Mortgage

Document Number0000034560
DateAug 28, 2023
Instrument202308280034560
Lender
NamePRESIDENTIAL BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,473.00 (+3.15%)$183,010 (+12.12%) Land $18,300 Building $164,710$183,010 (+12.12%) Land $18,300 Building $164,710
2023$1,428.00 (+4.62%)$163,230 (+6.35%) Land $16,320 Building $146,910$163,230 (+6.35%) Land $16,320 Building $146,910
2022$1,365.00$153,480 Land $15,350 Building $138,130$153,480 Land $15,350 Building $138,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

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