Osceola County property record for 4571 Baler Trails Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,707 sqft · built 2017 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Nov 2023) |
| Tax Bill | $6,757 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192631015800010810 |
| Primary APN | 192631015800010810 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,707 sqft Heated Area |
| Gross Area | 2,273 sqft |
| 1st Floor Area | 1,707 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 125 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4571 BALER TRAILS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 81 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PHS 1 3 &3A |
| Legal Phase | 3 |
| Legal Tract | 158 |
| Legal Lot Number | 81 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631015800010810
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4571 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 22, 2023 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Apr 02, 2018 | Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC |
| Jun 08, 2017 | Special Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on Record |
| Deed Sale | Nov 13, 2023 · Amount on Record |
| Deed Document Number | 0006505676 |
| Deed Book / Page | 5161 / 0126 |
| Prior Transfer Date | Jun 08, 2017 |
| Prior Transfer Doc | 2017083812 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4571 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 14722 ROYAL POINCIANA DR, ORLANDO, FL 32828-7329 |
| Document Number | 0065050678 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 6505/678 |
| Instrument | 2023150119 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4571 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4571 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983 |
| Document Number | 0064291042 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 6429/1042 |
| Instrument | 2023081043 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4571 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Name | Verified Name |
|---|
| Document Number | 0053090875 |
|---|---|
| Date | Apr 02, 2018 |
| Book Page | 5309/0875 |
| Instrument | 2018050695 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 08, 2017 |
| Property Address | 4571 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983 |
| Document Number | 0051610126 |
| Book / Page | 5161 / 0126 |
| Map Reference | MB23 PG175 |
| Instrument Date | Jun 07, 2017 |
| Instrument | 2017083812 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,557.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4571 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983 |
| Document Number | 0051610134 |
|---|---|
| Date | Jun 08, 2017 |
| Instrument | 5161/0134 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,757.00 (+45.03%) Homeowner's exemption | $313,500 (+51.78%) Land $70,000 Building $243,500 | $313,500 (+1.03%) Land $70,000 Building $243,500 |
| 2023 | $4,659.00 (+2.33%) Homeowner's exemption | $206,543 (+3%) | $310,300 (+15.91%) Land $60,000 Building $250,300 |
| 2022 | $4,553.00 Homeowner's exemption | $200,528 | $267,700 Land $55,000 Building $212,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 457 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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