4568 Baler Trails Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4568 Baler Trails Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,894 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Garage	Finished, 484 sqft
Last Sale	$215,400 (2015)
Tax Bill	$7,713.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`192631015800011500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,894 sqft Heated Area
Gross Area	2,608 sqft Gross Area
1st Floor	1,894 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	484 sqft Garage
Porch	Open Porch
Porch Area	230 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4568 BALER TRAILS DR
City	SAINT CLOUD
State	FL
Zip	34772-8982
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 150
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PHS 1 3 &3A
Legal Phase	3
Legal Tract	158
Legal Lot Number	150
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1008
Census Tract	43304

Owner

Source: Osceola County records · APN 192631015800011500

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31383 SUN KETTLE LOOP, WESLEY CHAPEL, FL 33545-2311
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Deed Doc Number	2015176029
Deed Book / Page	4876 / 1729
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 29, 2026
Property Address	4568 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982
Document Number	0000098758
Book / Page	7011 / 241
Instrument Date	Jul 24, 2026
Instrument	202698758
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	ALLIED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$258,055.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4568 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982

Mortgage

Document Number	0000098759,
Date	Jul 29, 2026
Instrument	202698759

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,713.00 (+67.89%)	$323,800 (+59.56%) Land $70,000 Building $253,800	$323,800 (-0.71%) Land $70,000 Building $253,800
2023	$4,594.00 (+2.32%) Homeowner's exemption	$202,935 (+3%)	$326,100 (+16.01%) Land $60,000 Building $266,100
2022	$4,490.00 Homeowner's exemption	$197,025	$281,100 Land $55,000 Building $226,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 457 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.