4569 Baler Trails Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4569 Baler Trails Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,026 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$248,000 (Mar 2019)
Tax Bill	$10,315 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-26-31-0158-0001-0820`

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0158-0001-0820`
Alternative APN	`263119015800010820`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	2,735 sqft
1st Floor Area	2,026 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4569 BALER TRAILS DR
City	SAINT CLOUD
State	FL
Zip	34772-8983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 82
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 3
Legal Phase	3
Legal Tract	158
Legal Block	820
Legal Lot Number	82
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	43304

Owner

Source: Osceola County records · APN 19-26-31-0158-0001-0820

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4569 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 14, 2019 · Amount on Record
Deed Sale	Mar 14, 2019 · Amount on Record
Prior Sale	Jun 01, 2016 · Amount on Record
Deed Document Number	201933168
Deed Book / Page	5491 / 2507
Last Transfer Date	Mar 03, 2025
Transfer Doc	0067650537
Record Updated	Jun 08, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 14, 2019
Property Address	4569 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983
Document Number	0054912507
Book / Page	5491 / 2507
Map Reference	MB 23 PG 175-177
Instrument Date	Mar 04, 2019
Instrument	2019033168
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	ARTESIAN TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1984 VAN SHEFFIELD DR, 1984, ORLANDO, FL 32826-5536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4569 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983

Mortgage

Document Number	2019033169
Date	Mar 14, 2019
Instrument	2019033169

Lender

Name	HOME1ST LENDING LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,315.00 (+38.94%)	$340,500 (+48.05%) Land $70,000 Building $270,500	$340,500 (-0.9%) Land $70,000 Building $270,500
2024	$7,424.00 (+1.78%)
2023	$7,294.00 (+1.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$229,994 (+3%)	$343,600 (+16.12%) Land $60,000 Building $283,600
2022	$7,171.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$223,296	$295,900 Land $55,000 Building $240,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, Xfinity.

Based on FCC filings for 215 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.