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45705 Wembley Central Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 45705 Wembley Central Ter, Sterling, VA 20166

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,980 sqft · built 1999
Lot Size0.06 acres (2,613 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jul 2002)
Tax Bill$4,435 (2026)
Deeds & MortgagesOct 2021 Refinance
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN031-37-9934-000

Property Details

APN / Parcel Number

Primary APN031-37-9934-000
Alternative APN
  • 80 C16 162

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories3 Stories
Building Area1,980 sqft Living Area
1st Floor Area760 sqft
Basement Area320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,613 sqft (0.06 acres)
Garage TypeBasement
Garage Area440 sqft
Deck AreaDeck Area
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45705 WEMBLEY CENTRAL TER
CitySTERLING
StateVA
Zip20166-9259
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH6
Legal DescriptionPEACE PLANTATION I SEC 7 LOT 162 2208--996
Legal SubdivisionPEACE PLANTATION I
Legal Block1
Legal Lot Number162
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1025
Census Tract611502

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45705 WEMBLEY CENTRAL TER, STERLING, VA 20166-9259
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
STRONG HOME MORTGAGE LLC
Apr 30, 2020Quit Claim Deed, Transfer
STRONG HM MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2002 · Amount on Record
Deed SaleJul 2, 2002 · Amount on Record
Prior SaleSep 20, 1999 · Amount on Record
Deed Book / Page2208 / 996
Last Transfer DateApr 24, 2020
Transfer Doc0000030789
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45705 WEMBLEY CENTRAL TER, STERLING, VA 20166-9259
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000106610
DateOct 18, 2021
Instrument202110180106610
Lender
NameSTRONG HOME MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate
Rate2.13%

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDOUN VA
Recording DateApr 30, 2020
Property Address45705 WEMBLEY CENTRAL TER, STERLING, VA 20166-9259
Document Number20200430030789
Instrument DateApr 24, 2020
Instrument30789
Transaction TypeTransfer
Record UpdatedMay 12, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45705 WEMBLEY CENTRAL TER STERLING VA 201669259, STERLING, VA 20166-9259

Mortgage

Document Number20200430030790
DateApr 30, 2020
Instrument30790
Lender
NameSTRONG HM MTG LLC
Agreement
AmountAmount Recorded
Term240 Months
DueApr 29, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,435.00 (+3.77%)$550,950 (+12.77%) Land $178,500 Building $372,450$550,950 (+12.77%) Land $178,500 Building $372,450
2023$4,274.00$488,570 Land $168,500 Building $320,070$488,570 Land $168,500 Building $320,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

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