45704 Wembley Central Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 45704 Wembley Central Ter, Sterling, VA 20166

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,980 sqft · built 1999
Lot Size0.06 acres (2,613 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Jun 2013)
Tax Bill$4,365 (2026)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN031-38-0844-000

Property Details

APN / Parcel Number

Primary APN031-38-0844-000
Alternative APN
  • 80 C16 147

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories3 Stories
Building Area1,980 sqft Living Area
1st Floor Area800 sqft
Basement Area360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,613 sqft (0.06 acres)
Garage TypeBasement
Garage Area440 sqft
Deck AreaDeck Area
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45704 WEMBLEY CENTRAL TER
CitySTERLING
StateVA
Zip20166-9259
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH6
Legal DescriptionPEACE PLANTATION I SEC 7 LOT 147 200505050045566
Legal SubdivisionPEACE PLANTATION I
Legal Block1
Legal Lot Number147
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1025
Census Tract611502

Owner

45704 Wembley Central Ter, a townhouse, is owned and occupied by two individuals who bought it in June 2013.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address45704 WEMBLEY CENTRAL TER, STERLING, VA 20166-9259
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2013 · Amount on File
Deed SaleJun 27, 2013 · Amount on File
Prior SaleMay 5, 2005 · Amount on File
Deed Document Number201353967
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45704 WEMBLEY CENTRAL TER, STERLING, VA 20166-9259
Document Number20200706052926
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45704 WEMBLEY CENTRAL TER STERLING VA 201669259, STERLING, VA 20166-9259

Mortgage

Document Number20200706052926
DateJul 6, 2020
Instrument52926
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 5, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45704 Wembley Central Ter was $4,365.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,365.00$542,330 Land $178,500 Building $363,830$542,330 Land $178,500 Building $363,830
2023$4,206.00$480,720 Land $168,500 Building $312,220$480,720 Land $168,500 Building $312,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45704 Wembley Central Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45704 Wembley Central Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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