457 Silvery Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 457 Silvery Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 994 sqft · built 1947
Lot Size	0.282 acres (12,300 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Oct 1983)
Tax Bill	$3,142 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`486-181-13-00`

Property Details

APN / Parcel Number

Primary APN	`486-181-13-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	994 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Concrete
Roof Material	Built-Up Asphalt
Lot Area	12,300 sqft (0.282 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	457 SILVERY LN
City	EL CAJON
State	CA
Zip	92020-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 106 TR 002382
Legal Subdivision	ROLLING HILLS
Legal Tract	002382
Legal Block	2
Legal Lot Number	106
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	16100

Owner

457 Silvery Ln is owned by a company that acquired it in August 2019 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	457 SILVERY LN, EL CAJON, CA 92020-2224
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Sep 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 1983 · Amount on File
Deed Sale	Oct 7, 1983 · Amount on File
Deed Document Number	1983361136
Last Transfer Date	Aug 28, 2019
Transfer Doc	0000422273
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	457 SILVERY LN, EL CAJON, CA 92020-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 SILVERY LN, EL CAJON, CA 92020-2224

Mortgage

Document Number	0000796173
Date	Dec 11, 2020
Instrument	2020-0796173

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2019
Property Address	457 SILVERY LN, EL CAJON, CA 92020-2224
Document Number	0000422273
Instrument Date	Aug 28, 2019
Instrument	422273
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	457 SILVERY LN EL CAJON CA 920202224, EL CAJON, CA 92020-2224

Tax Assessment & Valuation

The 2025 property tax bill for 457 Silvery Ln was $3,142 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$214,802 (+2%) Land $84,503 Building $130,299
2025	$3,142.00 Homeowner's exemption	$210,592 Land $82,847 Building $127,745
2023	$2,929.00 (-0.27%) Homeowner's exemption	$202,417 Land $79,631 Building $122,786
2022	$2,937.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 457 Silvery Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 Silvery Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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