McHenry County property record for 445 Ridge St, Algonquin, IL 60102 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1957 |
| Square Footage | 1,400 sqft |
| Lot Size | 10,500 sqft (0.241 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2021) |
| Primary APN | 19-34-401-007 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,400 sqft |
| Gross Area | 2,800 sqft Gross Area |
| 1st Floor | 1,400 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Brick Veneer Exterior |
| Lot Area | 10,500 sqft (0.241 acres) |
| Depth X Width | 140 ft x 75 ft Depth x Width |
| Heating System | Hot Water Heating |
|---|
| Street Address | 445 RIDGE ST |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2832 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0060255 LT 13 BLK 8 JANAKS 2ND ADDN |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 34 |
| Legal Subdivision | JANAKS 2ND ADD |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | MCHENRY IL |
| Minor Civil Division | ALGONQUIN |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 871310 |
Source: McHenry County records · APN 19-34-401-007
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 445 RIDGE ST, ALGONQUIN, IL 60102-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2021 · Amount on Record |
| Deed Sale | Nov 05, 2021 · Amount on Record |
| Prior Sale | May 20, 2008 |
| Deed Doc Number | 2021R0060255 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 05, 2021 |
| Property Address | 445 RIDGE ST, ALGONQUIN, IL 60102-2832 |
| Document Number | 0000060255 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 2021R0060255 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 445 RIDGE ST, ALGONQUIN, IL 60102-2832 |
| Document Number | 0000060256 |
|---|---|
| Date | Nov 05, 2021 |
| Instrument | 2021R0060256 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Change Frequency | Quarterly |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $67,262 Land $15,387 Building $51,875 | $201,786 Land $46,161 Building $155,625 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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