457 Preston Ave, Elgin, IL 60120 Property Records

Kane County property record for 457 Preston Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,723 sqft · built 1952
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Nov 2021)
Tax Bill	$7,536 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-12-481-001`

Property Details

APN / Parcel Number

Primary APN	`06-12-481-001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,723 sqft Living Area
Gross Area	3,446 sqft
1st Floor Area	1,723 sqft
Basement Area	1,723 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	457 PRESTON AVE
City	ELGIN
State	IL
Zip	60120-4288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK ADDN LOT 1 BLOCK 4
Legal Subdivision	HIGHLAND PARK ADDN
Legal Block	4
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4012
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	457 PRESTON AVE, ELGIN, IL 60120-4288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
May 10, 2021	Deed, Transfer NOT AVAILABLE, CT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Document Number	202187144
Prior Transfer Date	Nov 4, 2015
Prior Transfer Doc	0000072303
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 19, 2021
Property Address	457 PRESTON AVE, ELGIN, IL 60120-4288
Document Number	0000087144
Instrument Date	Nov 16, 2021
Instrument	2021K087144
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	684 GRAND AVE, 684, ELGIN, IL 60120-4258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 JEFFERSON AVE, ELGIN, IL 60120-4029

Mortgage

Document Number	0000087145
Date	Nov 19, 2021
Instrument	2021K087145

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	May 10, 2021
Property Address	457 PRESTON AVE, ELGIN, IL 60120-4288
Document Number	0000036573
Instrument Date	May 3, 2021
Instrument	2021K036573
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Tax	$220.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 GRAND AVE, ELGIN, IL 60120-4258

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,536.00 (+15.85%) Homeowner's exemption	$106,786 (+8.57%) Land $20,597 Building $86,189	$320,486 (+8.57%) Land $61,816 Building $258,670
2024		$98,357 (+21.39%) Land $18,971 Building $79,386	$295,189 (+21.44%) Land $56,936 Building $238,253
2022	$6,505.00 (+113.35%) Homeowner's exemption	$81,023 (+6.96%) Land $15,628 Building $65,395	$243,069 (+6.96%) Land $46,884 Building $196,185
2021	$3,049.00 Homeowner's exemption	$75,751 Land $14,611 Building $61,140	$227,253 Land $43,833 Building $183,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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