Stearns County property record for 457 Main St W, Richmond, MN 56368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,369 sqft · built 1905 |
| Lot Size | 0.326 acres (14,200 sqft) |
| Owner | Company Name on Record |
| Last Sale | $101,800 (Sep 2026) |
| Tax Bill | $1,266 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-40960-0000 |
| Primary APN | 74-40960-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,369 sqft Living Area |
| Gross Area | 1,251 sqft |
| 1st Floor Area | 782 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,200 sqft (0.326 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 457 MAIN ST W |
|---|---|
| City | RICHMOND |
| State | MN |
| Zip | 56368-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5 & 6 BLK 29 TOWNSITE OF RICHMOND SECTION 24 TOWNSHIP 123 RANGE 031 TOWNSITE OF RICHMOND SECTION 24 TOWNSHIP 123 RANGE |
| Legal Range | 31W |
| Legal Township | 123 |
| Legal Section | 24 |
| Legal Subdivision | TOWNSITE OF RICHMOND |
| Legal Block | 29 |
| Legal Lot Number | 5-6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 11102 |
Source: Stearns County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3333 W DIVISION ST, 500, SAINT CLOUD, MN 56301-4515 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on Record |
| Deed Sale | Sep 29, 2026 · Amount on Record |
| Prior Sale | Nov 15, 2012 · Amount on Record |
| Deed Document Number | 20261721789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 29, 2026 |
| Property Address | 457 MAIN ST W, RICHMOND, MN 56368-4404 |
| Document Number | 0001721789 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20261721789 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,929.94 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0001721790, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 20261721790 |
| Name | SENTRY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 25, 2031 |
| Max Rate | -1% |
|---|
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Richmond City |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,266.00 (+18.98%) | $132,900 (+2.31%) Land $40,000 Building $92,900 | $132,900 (+2.31%) Land $40,000 Building $92,900 |
| 2025 | $129,900 (+17.45%) Land $38,000 Building $91,900 | $129,900 (+17.45%) Land $38,000 Building $91,900 | |
| 2023 | $1,064.00 | $110,600 Land $35,000 Building $75,600 | $110,600 Land $35,000 Building $75,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Richmond serves 1,506 people · EPA ID MN1730022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 85 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: AT&T.
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