441 Main St W, Richmond, MN 56368 Property Records

Stearns County property record for 441 Main St W, Richmond, MN 56368

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,798 sqft · built 1910
Lot Size	0.407 acres (17,750 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (Aug 2026)
Tax Bill	$1,916 (2026)
Deeds & Mortgages	Aug 2026 Sale & Construction Loan Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-40959-0000`

Property Details

APN / Parcel Number

Primary APN	`74-40959-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,798 sqft Living Area
Gross Area	1,978 sqft
1st Floor Area	899 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Exterior Material	Frame Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,750 sqft (0.407 acres)
Lot Dimensions	142 ft deep x 125 ft wide
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	441 MAIN ST W
City	RICHMOND
State	MN
Zip	56368-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 & W2 OF LOT 2 BLK 29 TOWNSITE OF RICHMOND SECTION 24 TOWNSHIP 123 RANGE 031 TOWNSITE OF RICHMOND SECTION 24
Legal Range	31W
Legal Township	123
Legal Section	24
Legal Subdivision	TOWNSITE OF RICHMOND
Legal Block	29
Legal Lot Number	2-4
Jurisdiction	STEARNS MN
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1080
Census Tract	11102

Owner

Source: Stearns County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5612 INTERNATIONAL PKWY, MINNEAPOLIS, MN 55428-3047
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Construction Mortgage ANCHOR NATIONWIDE LOANS LLC
Dec 5, 2022	Deed, Transfer
Dec 5, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	20261719381
Prior Transfer Date	Oct 1, 2024
Prior Transfer Doc	00A1682604
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 19, 2026
Property Address	441 MAIN ST W, RICHMOND, MN 56368-4404
Document Number	0001719381
Instrument Date	Aug 12, 2026
Instrument	20261719381
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	CLOSING PRO, CLOSING HUB

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$36,663.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0001719382,
Date	Aug 19, 2026
Instrument	20261719382

Lender

Name	ANCHOR NATIONWIDE LOANS LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2027

Interest

Rate	7.75%
Max Rate	-1%

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 5, 2022
Property Address	441 MAIN ST W, RICHMOND, MN 56368-4404
Document Number	00A1645513
Instrument Date	Nov 21, 2022
Instrument	A1645513
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 5, 2022
Property Address	441 MAIN ST W, RICHMOND, MN 56368-4404
Document Number	00A1645517
Instrument Date	Nov 21, 2022
Instrument	A1645517
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	441 MAIN ST W, RICHMOND, MN 56368-4404

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Richmond City
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,916.00 (+52.79%)	$176,500 (-0.11%) Land $50,000 Building $126,500	$176,500 (-0.11%) Land $50,000 Building $126,500
2025		$176,700 (+16.1%) Land $47,500 Building $129,200	$176,700 (+16.1%) Land $47,500 Building $129,200
2023	$1,254.00	$152,200 Land $43,800 Building $108,400	$152,200 Land $43,800 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Richmond serves 1,506 people · EPA ID MN1730022
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	85 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T.

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