365 Main St W, Richmond, MN 56368 Property Records

Stearns County property record for 365 Main St W, Richmond, MN 56368

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,472 sqft · built 1920
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2023)
Tax Bill	$1,956 (2026)
Deeds & Mortgages	Aug 2023 Sale May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-40955-0000`

Property Details

APN / Parcel Number

Primary APN	`74-40955-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,268 sqft
1st Floor Area	837 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	365 MAIN ST W
City	RICHMOND
State	MN
Zip	56368-4520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W2 OF LOT 5 & ALL OF LOT 6 BLK 28 TOWNSITE OF RICHMOND SECTION 24 TOWNSHIP 123 RANGE 031 TOWNSITE OF RICHMOND SECTION 24
Legal Range	31W
Legal Township	123
Legal Section	24
Legal Subdivision	TOWNSITE OF RICHMOND
Legal Block	28
Legal Lot Number	5-6
Jurisdiction	STEARNS MN
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1081
Census Tract	11102

Owner

365 Main St W is owned and occupied by an individual who bought it in July 2023.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	365 MAIN ST W, RICHMOND, MN 56368-4520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer
May 26, 2020	Warranty Deed, Transfer
Aug 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on File
Deed Sale	Jul 19, 2023 · Amount on File
Prior Sale	May 26, 2020 · Amount on File
Deed Document Number	20231559237
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 1, 2023
Property Address	365 MAIN ST W, RICHMOND, MN 56368-4520
Document Number	00A1657362
Instrument Date	Jul 19, 2023
Instrument	A1657362
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	365 MAIN ST W, RICHMOND, MN 56368-4520

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 26, 2020
Property Address	365 MAIN ST W, RICHMOND, MN 56368-4520
Document Number	00A1569705
Instrument Date	May 13, 2020
Instrument	A1569705
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 MAIN ST W, RICHMOND, MN 56368-4520

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 24, 2018
Property Address	365 MAIN ST W, RICHMOND, MN 56368-4520
Document Number	00A1527628
Instrument Date	Aug 22, 2018
Instrument	A1527628
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 MAIN ST W, RICHMOND, MN 56368-4520

Tax Assessment & Valuation

The 2026 property tax bill for 365 Main St W was $1,956 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Richmond City
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,956.00
2025		$179,600 Land $28,500 Building $151,100	$179,600 Land $28,500 Building $151,100
2023	$1,724.00	$150,900 Land $26,300 Building $124,600	$150,900 Land $26,300 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 365 Main St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 Main St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Richmond serves 1,506 people · EPA ID MN1730022
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	85 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream, Xtratyme Technologies.

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