457 Main St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 457 Main St, Gardner, MA 01440

Property Summary

Property Type	Auto Repair, Garage
Details	2 ba · 16,460 sqft · built 1944
Lot Size	0.844 acres (36,753 sqft)
Owner	Company Name on File
Last Sale	$375,000 (Apr 2019)
Tax Bill	$10,851 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:Q-20 B:0066 L:0012`

Property Details

APN / Parcel Number

Primary APN	`M:Q-20 B:0066 L:0012`
Alternative APN	`GARD M:R22 B:22 L:12`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	16,460 sqft Total Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Other
Lot Area	36,753 sqft (0.844 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	457 MAIN ST
City	GARDNER
State	MA
Zip	01440-3018
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	C1
Legal Block	22
Legal Lot Number	12
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1015
Census Tract	707200

Owner

457 Main St, a commercial property, is owned by a company that bought it in April 2019.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	457 MAIN ST, GARDNER, MA 01440-3018
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK
May 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK
May 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK
Jun 19, 2018	Deed of Trust, Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019 · Amount on File
Deed Sale	Apr 10, 2019 · Amount on File
Prior Sale	Feb 21, 1997 · Amount on File
Deed Document Number	201931276
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	457 MAIN ST, GARDNER, MA 01440-3018
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65218-236
Date	May 21, 2021
Book Page	65218/236
Instrument	70658

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	457 MAIN ST, GARDNER, MA 01440-3018
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65218-252
Date	May 21, 2021
Book Page	65218/252
Instrument	70659

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	457 MAIN ST, GARDNER, MA 01440-3018
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65218-220
Date	May 21, 2021
Book Page	65218/220
Instrument	70657

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	457 MAIN ST, GARDNER, MA 01440-3018
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58971-35
Date	Jun 19, 2018
Book Page	58971/35
Instrument	60681

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 457 Main St was $10,851, down 0.2% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,851.00 (-0.23%)	$788,000 (+4.04%) Land $104,300 Building $683,700
2025	$10,876.00 (+30.75%)	$757,400 (+36.49%) Land $102,300 Building $655,100
2024	$8,318.00 (-3.21%)	$554,900 (+4.15%) Land $97,500 Building $457,400
2023	$8,594.00	$532,800 Land $59,800 Building $473,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 457 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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