412 Main St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 412 Main St, Gardner, MA 01440

Property Summary

Property Type	Auto Repair, Garage
Details	2 ba · 9,778 sqft · built 1900
Lot Size	0.655 acres (28,523 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Nov 2019)
Tax Bill	$11,028 (2026)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:P-20 B:0041 L:0012`

Property Details

APN / Parcel Number

Primary APN	`M:P-20 B:0041 L:0012`
Alternative APN	`GARD M:R22 B:16 L:55`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	9,778 sqft Total Area
Gross Area	10,155 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Other
Lot Area	28,523 sqft (0.655 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	412 MAIN ST
City	GARDNER
State	MA
Zip	01440-3015
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	C2
Legal Subdivision	COOLIDGE MOTORS INC
Legal Block	16
Legal Lot Number	55
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1016
Census Tract	707200

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	412 MAIN ST, GARDNER, MA 01440-3015
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Sep 2, 2011 · Amount on Record
Deed Document Number	2019122184
Deed Book / Page	61415 / 150
Prior Transfer Date	Nov 13, 2019
Prior Transfer Doc	61415-150
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 14, 2019
Property Address	412 MAIN ST, GARDNER, MA 01440-3015
Document Number	61415-150
Book / Page	061415 / 000150
Instrument Date	Nov 13, 2019
Instrument	122184
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,482.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	412 MAIN ST GARDNER MA 014403015, GARDNER, MA 01440-3015

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,028.00 (+6.33%)	$800,900 (+10.9%) Land $147,200 Building $653,700
2025	$10,371.00 (-0.02%)	$722,200 (+4.36%) Land $144,300 Building $577,900
2024	$10,373.00 (+2.13%)	$692,000 (+9.89%) Land $137,400 Building $554,600
2023	$10,157.00	$629,700 Land $86,800 Building $542,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20