437 Main St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 437 Main St, Gardner, MA 01440

Property Summary

Property Type	Auto Repair, Garage
Details	2 ba · 364 sqft · built 1900
Lot Size	0.123 acres (5,340 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Jul 2022)
Tax Bill	$1,344 (2026)
Deeds & Mortgages	Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:Q-20 B:0067 L:0013`

Property Details

APN / Parcel Number

Primary APN	`M:Q-20 B:0067 L:0013`
Alternative APN	`GARD M:R22 B:22 L:13`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	364 sqft Total Area
Gross Area	1,048 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,340 sqft (0.123 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	437 MAIN ST
City	GARDNER
State	MA
Zip	01440-3018
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	C1
Legal Block	22
Legal Lot Number	13
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1015
Census Tract	707200

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	457 MAIN ST, GARDNER, MA 01440-3018
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Feb 1, 1985 · Amount on Record
Deed Document Number	202277578
Deed Book / Page	67915 / 4
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jul 15, 2022
Property Address	437 MAIN ST, GARDNER, MA 01440-3018
Document Number	00067915-4
Book / Page	67915 / 4
Instrument Date	Jul 15, 2022
Instrument	77578
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 MAIN ST, GARDNER, MA 01440-3018

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,344.00 (+21.52%)	$97,600 (+26.75%) Land $48,900 Building $48,700
2025	$1,106.00 (-0.81%)	$77,000 (+3.49%) Land $47,900 Building $29,100
2024	$1,115.00 (-5.27%)	$74,400 (+1.92%) Land $46,300 Building $28,100
2023	$1,177.00	$73,000 Land $45,600 Building $27,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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