Madison County property record for 457 Christi Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,292 sqft |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jun 2017) |
| Tax Bill | $2,593 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073A-0001-0050 |
| Primary APN | 073A-0001-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Type | Attached |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 56069 |
|---|---|
| Street Address | 457 CHRISTI DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROLLING ACRES LOT 45 PH 2 |
| Legal Subdivision | ROLLING ACRE |
| Legal Phase | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 11202 |
457 Christi Dr is owned and occupied by an individual who bought it in June 2017.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 457 CHRISTI DR, BEREA, KY 40403-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE LENDERS OF AMERICA LLC |
| Jun 27, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2017 · Amount on File |
| Deed Sale | Jun 27, 2017 · Amount on File |
| Deed Document Number | 2013960764 |
| Deed Book / Page | D00746 / 685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 457 CHRISTI DR, BEREA, KY 40403-9495 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | M2060/132 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | M2060/132 |
| Instrument | 2014039274 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 457 CHRISTI DR, BEREA, KY 40403-9495 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | EQUITY NATIONAL TITLE AND CL |
| Name | Verified Name |
|---|
| Document Number | M01752/366 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | M01752/366 |
| Instrument | 2013961390 |
| Name | MORTGAGE LENDERS OF AMERICA LLC |
|---|---|
| Type | Lending Institution |
| Address | LEAWOOD, KS 66211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 27, 2017 |
| Property Address | 457 CHRISTI DR, BEREA, KY 40403-9495 |
| Document Number | D00746/685 |
| Book / Page | D00746 / 685 |
| Map Reference | MB14 PG149 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 2013960764 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 457 CHRISTI DR, 457, BEREA, KY 40403-9495 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4155 BATTLEFIELD MEMORIAL HWY, BEREA, KY 40403-8346 |
The 2025 property tax bill for 457 Christi Dr was $2,593 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,593.00 Additional exemption filed | $275,000 | $275,000 |
| 2023 | $2,376.00 | $245,000 | $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 457 Christi Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 457 Christi Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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