Madison County property record for 376 Christi Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Jul 2019) |
| Tax Bill | $1,621 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073A-0001-0036 |
| Primary APN | 073A-0001-0036 |
|---|---|
| Alternative APNs |
|
| Lot Area | 45,738 sqft (1.05 acres) |
|---|
| Account Number | 57656 |
|---|---|
| Street Address | 376 CHRISTI DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROLLING ACRES LOT 14 PH 2 |
| Legal Subdivision | ROLLING ACRE |
| Legal Phase | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 11202 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 376 CHRISTI DR, BEREA, KY 40403-9345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Sep 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 2, 2019 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Mar 14, 2019 | Deed, Transfer |
| Apr 28, 2017 | Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Jan 12, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on Record |
| Deed Sale | Jul 2, 2019 · Amount on Record |
| Prior Sale | Mar 14, 2019 |
| Deed Document Number | 2013994912 |
| Deed Book / Page | D00775 / 357 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 376 CHRISTI DR, BEREA, KY 40403-9345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01974/333 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | M01974/333 |
| Instrument | 2014019527 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 376 CHRISTI DR, BEREA, KY 40403-9345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 376 CHRISTI DR, BEREA, KY 40403-9345 |
| Document Number | 00M2190/23 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | M2190/23 |
| Instrument | 2014111532 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 2, 2019 |
| Property Address | 376 CHRISTI DR, BEREA, KY 40403-9345 |
| Document Number | D00775/357 |
| Book / Page | D00775 / 357 |
| Map Reference | MB 14 PG 149 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2013994912 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 MICHAEL CT, RICHMOND, KY 40475-7868 |
| Name | Verified Name |
|---|---|
| Address | 376 CHRISTI DR, BEREA, KY 40403-9345 |
| Document Number | 2013994913 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 2013994913 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Number | M01872/362 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | M01872/362 |
| Instrument | 2013994914 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 14, 2019 |
| Property Address | 376 CHRISTI DR, BEREA, KY 40403-9345 |
| Document Number | D00771/068 |
| Book / Page | D00771 / 068 |
| Map Reference | MB 14 PG 149 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 2013989619 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 416 MICHAEL CT, RICHMOND, KY 40475-7868 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 28, 2017 |
| Property Address | 376 CHRISTI DR, BEREA, KY 40403-9345 |
| Document Number | D00744/048 |
| Book / Page | D00744 / 048 |
| Map Reference | MB14 PG149 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2013957883 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 637, BEREA, KY 40403-0637 |
| Name | Verified Name |
|---|---|
| Address | 376 CHRISTI DR, BEREA, KY 40403-9345 |
| Document Number | 2013957884 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2013957884 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 12, 2017 |
| Property Address | 376 CHRISTI DR, BEREA, KY 40403-9345 |
| Document Number | D00740/238 |
| Book / Page | D00740 / 238 |
| Map Reference | MB14 PG149 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 2013952960 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $11.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2225 MENELAUS RD, BEREA, KY 40403-9748 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 637, BEREA, KY 40403-0637 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,621.00 (+1.31%) Additional exemption filed | $172,000 (+4.24%) | $172,000 (+4.24%) |
| 2023 | $1,600.00 | $165,000 | $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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