Madison County property record for 396 Christi Dr, Berea, KY 40403
| Property Type | Other |
|---|---|
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Dec 2024) |
| Tax Bill | $1,933 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2024 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073A-0001-0038 |
| Primary APN | 073A-0001-0038 |
|---|---|
| Alternative APNs |
|
| Lot Area | 62,726 sqft (1.44 acres) |
|---|
| Account Number | 71640 |
|---|---|
| Street Address | 396 CHRISTI DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9345 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ROLLING ACRES LOT 16 PH 2 |
| Legal Subdivision | ROLLING ACRE |
| Legal Phase | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 11202 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 396 CHRISTI DR, BEREA, KY 40403-9345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 2, 2024 | Commissioner's Deed, Foreclosure |
| Aug 14, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE SUPPLIERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on Record |
| Deed Sale | Dec 13, 2024 · Amount on Record |
| Prior Sale | Oct 9, 2024 |
| Deed Document Number | 2014237109 |
| Deed Book / Page | D861 / 337 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 396 CHRISTI DR, BEREA, KY 40403-9345 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 396 CHRISTI DR, BEREA, KY 40403-9345 |
| Document Number | 00M2427/22 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | M2427/22 |
| Instrument | 2014301232 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 2, 2024 |
| Property Address | 396 CHRISTI DR, BEREA, KY 40403-9345 |
| Document Number | 00D850/467 |
| Book / Page | D850 / 467 |
| Map Reference | MB 14 PG 149 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2014197193 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 275 PHILLIPS BLVD, EWING, NJ 08618-1452 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 14, 2017 |
| Property Address | 396 CHRISTI DR, BEREA, KY 40403-9345 |
| Document Number | D00748/724 |
| Book / Page | D00748 / 724 |
| Map Reference | MB14 PG149 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 2013963101 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Title Company | TITLE SUPPLIERS LLC, TITLE SUPPLIERS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 637, BEREA, KY 40403-0637 |
| Name | Verified Name |
|---|---|
| Address | 396 CHRISTI DR, BEREA, KY 40403-9345 |
| Investor | Possibly a Property Investor |
| Document Number | 2013963102 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 2013963102 |
| Name | MORTGAGE SUPPLIERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,933.00 (+41.51%) Additional exemption filed | $205,000 (+45.49%) | $205,000 (+45.49%) |
| 2023 | $1,366.00 | $140,900 | $140,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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