4569 Vinyard St, Oceanside, CA 92057 Property Records

San Diego County property record for 4569 Vinyard St, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,666 sqft · built 1980
Lot Size0.142 acres (6,170 sqft)
OwnerIndividual Name on File
Last Sale$130,500 (Jul 1993)
Tax Bill$2,452 (2025)
Deeds & MortgagesJul 2021 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN157-403-11-00

Property Details

APN / Parcel Number

Primary APN157-403-11-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,666 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area6,170 sqft (0.142 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4569 VINYARD ST
CityOCEANSIDE
StateCA
Zip92057-5126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 79 TR 009159
Legal SubdivisionRIVERDALE
Legal Tract009159
Legal Block3
Legal Lot Number79
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3008
Census Tract18609

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4569 VINYARD ST, OCEANSIDE, CA 92057-5126
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Mar 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 2, 1993 · Amount on Record
Deed SaleJul 2, 1993 · Amount on Record
Prior SaleOct 13, 1986 · Amount on Record
Deed Document Number1993429460
Last Transfer DateJul 21, 2014
Transfer Doc0000312404
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4569 VINYARD ST, OCEANSIDE, CA 92057-5126
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4569 VINYARD ST, OCEANSIDE, CA 92057-5126

Mortgage

Document Number0000479304
DateJul 2, 2021
Instrument2021-0479304
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4569 VINYARD ST, OCEANSIDE, CA 92057-5126
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4569 VINYARD ST, OCEANSIDE, CA 92057-5126

Mortgage

Document Number0000564981
DateSep 24, 2020
Instrument2020-0564981
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4569 VINYARD ST, OCEANSIDE, CA 92057-5126
Document Number0000141273
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedApr 4, 2017
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4569 VINYARD ST OCEANSIDE CA 920575126, OCEANSIDE, CA 92057-5126

Mortgage

Document Number0000141273
DateMar 29, 2017
Instrument141273
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 28, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$226,209 (+2%) Land $88,417 Building $137,792
2025$2,452.00 (+5.33%) Homeowner's exemption$221,775 (+4.04%) Land $86,684 Building $135,091
2023$2,328.00 (+1.62%) Homeowner's exemption$213,166 Land $83,319 Building $129,847
2022$2,291.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimAug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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