4561 Vinyard St, Oceanside, CA 92057 Property Records

San Diego County property record for 4561 Vinyard St, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,666 sqft · built 1980
Lot Size0.141 acres (6,155 sqft)
Owner2 Individual Names on File
Last Sale$371,000 (Jan 2015)
Tax Bill$5,034 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN157-403-13-00

Property Details

APN / Parcel Number

Primary APN157-403-13-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,666 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area6,155 sqft (0.141 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4561 VINYARD ST
CityOCEANSIDE
StateCA
Zip92057-5126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 77 TR 009159
Legal SubdivisionRIVERDALE
Legal Tract009159
Legal Block1
Legal Lot Number77
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3008
Census Tract18609

Owner

Source: San Diego County records · APN 157-403-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address51 AMBERSTONE DR, SUGAR LAND, TX 77479-5646
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 16, 2015 · Amount on Record
Deed SaleJan 16, 2015 · Amount on Record
Prior SaleDec 14, 2010 · Amount on Record
Deed Document Number201520184
Prior Transfer DateFeb 25, 2004
Prior Transfer Doc0000168611
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4561 VINYARD ST, OCEANSIDE, CA 92057-5126
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 AMBERSTONE DR, SUGAR LAND, TX 77479-5646

Mortgage

Document Number0000710213
DateNov 12, 2020
Instrument2020-0710213
Lender
NameAAA CAPITAL INVESTMENT INC
TypeNon-Lending Institution
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$454,793 (+2%) Land $279,873 Building $174,920
2025$5,034.00 (+5.18%)$445,877 (+4.04%) Land $274,386 Building $171,491
2023$4,786.00 (+1.53%)$428,565 Land $263,732 Building $164,833
2022$4,714.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimAug 1980 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Based on FCC filings for 1,133 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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