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4576 Vinyard St, Oceanside, CA 92057 Property Records

San Diego County property record for 4576 Vinyard St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,440 sqft · built 1980
Lot Size0.151 acres (6,580 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Jul 2019)
Tax Bill$3,902 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN157-402-18-00

Property Details

APN / Parcel Number

Primary APN157-402-18-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area6,580 sqft (0.151 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4576 VINYARD ST
CityOCEANSIDE
StateCA
Zip92057-5125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 98 TR 009159
Legal SubdivisionRIVERDALE
Legal Tract009159
Legal Block3
Legal Lot Number98
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3007
Census Tract18609

Owner

Source: San Diego County records · APN 157-402-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4576 VINYARD ST, OCEANSIDE, CA 92057-5125
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 18, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2019 · Amount on Record
Deed SaleJul 18, 2019 · Amount on Record
Prior SaleJul 30, 2010 · Amount on Record
Deed Document Number2019291444
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4576 VINYARD ST, OCEANSIDE, CA 92057-5125
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4576 VINYARD ST, OCEANSIDE, CA 92057-5125

Mortgage

Document Number0000626346
DateSep 02, 2021
Instrument2021-0626346
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 18, 2019
Property Address4576 VINYARD ST, OCEANSIDE, CA 92057-5125
Document Number0000291444
Map ReferenceMAP 9159
Instrument DateJul 05, 2019
Instrument2019-0291444
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4576 VINYARD ST, OCEANSIDE, CA 92057-5125

Mortgage

Document Number0000291445
DateJul 18, 2019
Instrument2019-0291445
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$351,381 (+2%) Land $256,566 Building $94,815
2025$3,902.00 (+5.2%)$344,492 (+4.04%) Land $251,536 Building $92,956
2023$3,709.00 (+1.53%)$331,117 Land $241,769 Building $89,348
2022$3,653.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimAug 1980, tidal / storm surge

Wildfire

Wildfire RiskLow
above 37% of the US · above 22% of California
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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