4569 Margaret Adele Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 4569 Margaret Adele Ln, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,979 sqft · built 2020
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$717,500 (Sep 2020)
Tax Bill	$13,259 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-770-710-000`

Property Details

APN / Parcel Number

Primary APN	`240-770-710-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,979 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Wood
Lot Area	7,000 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	710 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4569 MARGARET ADELE LN
City	TRACY
State	CA
Zip	95377-8863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 149 ELLIS GARDENS - PHASE 2 TRACT NO 3906
Legal Tract	3906
Legal Lot Number	149
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2073
Census Tract	5213

Owner

Source: San Joaquin County records · APN 240-770-710-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	4569 MARGARET ADELE LN, TRACY, CA 95377-8863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Sep 23, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	2020-125296
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	4569 MARGARET ADELE LN, TRACY, CA 95377-8863
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4569 MARGARET ADELE LN, TRACY, CA 95377-8863

Mortgage

Document Number	0000174603
Date	Oct 19, 2021
Instrument	2021-174603

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 01, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	4569 MARGARET ADELE LN, TRACY, CA 95377-8863
Document Number	0000125298
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 09, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5047 COCO PALM DR FREMONT CA 945381825, FREMONT, CA 94538-1825

Mortgage

Document Number	0000125298
Date	Sep 23, 2020
Instrument	125298

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519-6613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

Interest

Rate Type	Adjustable Rate

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 23, 2020
Property Address	4569 MARGARET ADELE LN, TRACY, CA 95377-8863
Document Number	0000125296
Map Reference	MB 43 PG 83
Instrument Date	Sep 03, 2020
Instrument	2020-125296
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4569 MARGARET ADELE LN, TRACY, CA 95377-8863

Mortgage

Document Number	0000125297
Date	Sep 23, 2020
Instrument	2020-125297

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Mortgage

Document Number	0000125298
Date	Sep 23, 2020
Instrument	2020-125298

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$13,259.00 (+4.75%) Homeowner's exemption	$776,510 (+4.04%) Land $162,364 Building $614,146
2023	$12,658.00 (+2.11%) Homeowner's exemption	$746,359 Land $156,060 Building $590,299
2022	$12,397.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	About 1 in 155 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Zinnia Networks	Fixed Wireless (unlicensed)	200 / 40
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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