San Joaquin County property record for 4578 Margaret Adele Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,197 sqft · built 2020 |
| Lot Size | 0.195 acres (8,519 sqft) |
| Owner | Company Name on Record |
| Last Sale | $631,500 (Oct 2020) |
| Tax Bill | $12,313 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-770-500-000 |
| Primary APN | 240-770-500-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,197 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Construction Type | Wood |
| Lot Area | 8,519 sqft (0.195 acres) |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4578 MARGARET ADELE LN |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 128 ELLIS GARDENS - PHASE 2 TRACT NO 3906 |
| Legal Tract | 3906 |
| Legal Lot Number | 128 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 5213 |
Source: San Joaquin County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 4578 MARGARET ADELE LN, TRACY, CA 95377-8863 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 9, 2021 | Intrafamily Transfer, Transfer |
| Oct 6, 2020 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2020 · Amount on Record |
| Deed Sale | Oct 6, 2020 · Amount on Record |
| Prior Sale | Oct 6, 2020 · Amount on Record |
| Deed Document Number | 0000133153 |
| Last Transfer Date | Dec 9, 2021 |
| Transfer Doc | 0000205623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 9, 2021 |
| Property Address | 4578 MARGARET ADELE LN, TRACY, CA 95377-8863 |
| Document Number | 0000205623 |
| Map Reference | MB 43 PG 83 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021-205623 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4578 MARGARET ADELE LN, TRACY, CA 95377-8863 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 6, 2020 |
| Property Address | 4578 MARGARET ADELE LN, TRACY, CA 95377-8863 |
| Document Number | 0000133153 |
| Map Reference | MB 43 PG 83 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 2020-133153 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4578 MARGARET ADELE LN, TRACY, CA 95377-8863 |
| Document Number | 0000133154 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020-133154 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: San Joaquin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,313.00 (+4.71%) | $683,312 (+4.04%) Land $162,364 Building $520,948 |
| 2023 | $11,759.00 (+2.12%) | $656,780 Land $156,060 Building $500,720 |
| 2022 | $11,515.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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