San Joaquin County property record for 4548 Margaret Adele Ln, Tracy, CA 95377 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2020 |
| Square Footage | 3,129 sqft Living Area |
| Lot Size | 7,000 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $740,500 (2020) |
| Tax Bill | $13,598.00 (2025) |
| Primary APN | 240-770-530-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,129 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2020 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 7,000 sqft (0.16 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 628 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 4548 MARGARET ADELE LN |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8863 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 131 ELLIS GARDENS - PHASE 2 TRACT NO 3906 |
| Legal Tract | 3906 |
| Legal Lot Number | 131 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | TRACY |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 5213 |
Source: San Joaquin County records · APN 240-770-530-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4548 MARGARET ADELE LN, TRACY, CA 95377-8863 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Sep 30, 2020 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Deed Doc Number | 2020-129620 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4548 MARGARET ADELE LN, TRACY, CA 95377-8863 |
| Document Number | 0000129622 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 39544 TRINITY WAY #B FREMONT CA 945382057, B, FREMONT, CA 94538-2057 |
| Document Number | 0000129622 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 129622 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 30, 2020 |
| Property Address | 4548 MARGARET ADELE LN, TRACY, CA 95377-8863 |
| Document Number | 0000129620 |
| Map Reference | MB 43 PG 83 |
| Instrument Date | Sep 03, 2020 |
| Instrument | 2020-129620 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 4548 MARGARET ADELE LN, TRACY, CA 95377-8863 |
| Document Number | 0000129621 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-129621 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Number | 0000129622 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-129622 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,598.00 (+4.72%) | $801,502 (+4.04%) Land $162,364 Building $639,138 |
| 2023 | $12,985.00 (+2.09%) | $770,380 Land $156,060 Building $614,320 |
| 2022 | $12,719.00 |
4548 Margaret Adele Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 77th percentile of exposed land nationally · 54th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 223 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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