Polk County property record for 4569 Mandolin Blvd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,665 sqft · built 2013 |
| Lot Size | 0.324 acres (14,118 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,000 (Nov 2025) |
| Tax Bill | $2,874 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687553-000540 |
| Primary APN | 26-29-13-687553-000540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| Gross Area | 2,065 sqft |
| 1st Floor Area | 1,665 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 14,118 sqft (0.324 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 160 sqft |
| Street Address | 4569 MANDOLIN BLVD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDOLIN I PB 142 PGS 10-14 LOT 54 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | MANDOLIN 1 |
| Legal Tract | 687553 |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14006 |
4569 Mandolin Blvd is owned and occupied by two individuals who bought it in November 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4569 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Aug 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Nov 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP |
| May 13, 2019 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on File |
| Deed Sale | Nov 7, 2025 · Amount on File |
| Prior Sale | May 13, 2019 · Amount on File |
| Deed Document Number | 2025265069 |
| Deed Book / Page | 13771 / 695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4569 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4569 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532 |
| Document Number | 0000027489 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 12572/1807 |
| Instrument | 2023027489 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4569 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4569 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532 |
| Document Number | 0000204498 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 11836/1358 |
| Instrument | 2021204498 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 7, 2025 |
| Property Address | 4569 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532 |
| Document Number | 0000265069 |
| Book / Page | 13771 / 695 |
| Map Reference | MB 142 PG 10 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025265069 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | GREEN LINE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1205 HANGING ROCK PKWY, DUNGANNON, VA 24245-3941 |
| Name | Verified Name |
|---|---|
| Address | 4569 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532 |
| Document Number | 0013771697 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 13771/697 |
| Name | ALKAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 13, 2019 |
| Property Address | 4569 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532 |
| Document Number | 0108381329 |
| Book / Page | 010838 / 001329 |
| Instrument Date | May 10, 2019 |
| Instrument | 96956 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,491.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4569 MANDOLIN BLVD WINTER HAVEN FL 338843532, WINTER HAVEN, FL 33884-3532 |
| Document Number | 108381331 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 010838/001331 |
| Instrument | 96957 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 12, 2049 |
The 2025 property tax bill for 4569 Mandolin Blvd was $2,874, up 3.2% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,783 (-20.49%) | $247,455 (+4.27%) Land $62,000 Building $185,455 | |
| 2025 | $2,874.00 (+3.2%) Homeowner's exemption | $194,660 (+2.9%) | $237,311 (-0.93%) Land $62,000 Building $175,311 |
| 2024 | $2,785.00 (+2.81%) Homeowner's exemption | $189,174 (+3%) | $239,542 (-3.42%) Land $62,000 Building $177,542 |
| 2023 | $2,709.00 (+2.93%) Homeowner's exemption | $183,664 (+3%) | $248,020 (+10.67%) Land $60,000 Building $188,020 |
| 2022 | $2,632.00 Homeowner's exemption | $178,315 | $224,104 Land $50,000 Building $174,104 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4569 Mandolin Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4569 Mandolin Blvd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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