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4545 Mandolin Blvd, Winter Haven, FL 33884 Property Records

Polk County property record for 4545 Mandolin Blvd, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,760 sqft · built 2009
Lot Size0.266 acres (11,570 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Mar 2025)
Tax Bill$5,044 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-29-13-687553-000500

Property Details

APN / Parcel Number

Primary APN26-29-13-687553-000500
Alternative APNs
  • 132926687553000500
  • 32926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,760 sqft Living Area
Gross Area2,351 sqft
1st Floor Area1,760 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area11,570 sqft (0.266 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFlorida Room
Porch Area185 sqft

Location & Zoning

Street Address4545 MANDOLIN BLVD
CityWINTER HAVEN
StateFL
Zip33884-3532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANDOLIN I PB 142 PGS 10-14 LOT 50
Legal Range26E
Legal Township29S
Legal Section13
Legal SubdivisionMANDOLIN 1
Legal Tract687553
Legal Block1
Legal Lot Number50
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1009
Census Tract14006

Owner

4545 Mandolin Blvd is owned and occupied by two individuals who bought it in March 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address4545 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 14, 2020Warranty Deed, Transfer · Conventional Mortgage
REDFIN MTG LLC
Aug 29, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2025 · Amount on File
Deed SaleMar 13, 2025 · Amount on File
Prior SaleJul 9, 2024 · Amount on File
Deed Document Number202557833
Deed Book / Page13467 / 529
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4545 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4545 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532

Mortgage

Document Number0000264912
DateOct 8, 2021
Book Page11932/1876
Instrument2021264912
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term349 Months
DueNov 1, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 14, 2020
Property Address4545 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532
Document Number0112051459
Book / Page011205 / 001459
Instrument DateApr 6, 2020
Instrument78716
Transaction TypeTransfer
Record UpdatedMay 12, 2020
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1348 SWEETCLOVER DR WAKE FOREST NC 275876479, WAKE FOREST, NC 27587-6479

Mortgage

Document Number112051461
DateApr 14, 2020
Book Page011205/001461
Instrument78717
Lender
NameREDFIN MTG LLC
AddressFRISCO, TX 75034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 13, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4545 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532
Document Number0106060641
Instrument DateAug 29, 2018
Transaction TypeMortgage
Record UpdatedSep 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4545 MANDOLIN BLVD WINTER HAVEN FL 338843532, WINTER HAVEN, FL 33884-3532

Mortgage

Document Number0106060641
DateSep 7, 2018
Book Page010606/000641
Instrument191335
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 6, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4545 Mandolin Blvd was $5,044 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,744 (-1.67%) Land $62,000 Building $198,744$260,744 (-1.67%) Land $62,000 Building $198,744
2025$5,044.00$265,166 Land $62,000 Building $203,166$265,166 Land $62,000 Building $203,166
2023$3,001.00 (+2.84%) Homeowner's exemption$198,851 (+3%)$264,258 (+9.75%) Land $60,000 Building $204,258
2022$2,918.00 Homeowner's exemption$193,059$240,780 Land $50,000 Building $190,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 Mandolin Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims5 (2004–2022)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Mandolin Blvd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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