4533 Mandolin Blvd, Winter Haven, FL 33884 Property Records

Polk County property record for 4533 Mandolin Blvd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,256 sqft · built 2009
Lot Size	0.286 acres (12,463 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,000 (Dec 2008)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687553-000490`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687553-000490`
Alternative APNs	`132926687553000490` `32926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	2,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	12,463 sqft (0.286 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Pool Type	Enclosed Pool
Porch	Screened/Unfinished Porch
Porch Area	242 sqft

Location & Zoning

Street Address	4533 MANDOLIN BLVD
City	WINTER HAVEN
State	FL
Zip	33884-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANDOLIN I PB 142 PGS 10-14 LOT 49
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	MANDOLIN 1
Legal Tract	687553
Legal Block	1
Legal Lot Number	49
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14006

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4533 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2008 · Amount on Record
Deed Sale	Dec 22, 2008 · Amount on Record
Deed Document Number	2008212423
Deed Book / Page	7782 / 207
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4533 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532
Document Number	0113210765
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4533 MANDOLIN BLVD WINTER HAVEN FL 338843532, WINTER HAVEN, FL 33884-3532

Mortgage

Document Number	0113210765
Date	Aug 3, 2020
Book Page	011321/000765
Instrument	156242

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 2, 2040

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4533 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532
Document Number	0111900806
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4533 MANDOLIN BLVD WINTER HAVEN FL 338843532, WINTER HAVEN, FL 33884-3532

Mortgage

Document Number	0111900806
Date	Mar 27, 2020
Book Page	011190/000806
Instrument	68897

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4533 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3532
Document Number	0105380860
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4533 MANDOLIN BLVD WINTER HAVEN FL 338843532, WINTER HAVEN, FL 33884-3532

Mortgage

Document Number	0105380860
Date	Jul 3, 2018
Book Page	010538/000860
Instrument	142499

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,447 (+2.7%)	$326,689 (+4.47%) Land $62,000 Building $264,689
2025	$3,161.00 (+5.97%) Homeowner's exemption	$209,783 (+5.99%)	$312,701 (-3.47%) Land $62,000 Building $250,701
2023	$2,983.00 (+2.83%) Homeowner's exemption	$197,933 (+3%)	$323,949 (+8.16%) Land $60,000 Building $263,949
2022	$2,901.00 Homeowner's exemption	$192,168	$299,505 Land $50,000 Building $249,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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