4569 Horseshoe Bend Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 4569 Horseshoe Bend Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1979
Lot Size	0.7 acres (30,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (May 2023)
Tax Bill	$1,298 (2026)
Deeds & Mortgages	May 2023 Sale & Second Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03 81B 1 3`

Property Details

APN / Parcel Number

Primary APN	`03 81B 1 3`
Alternative APNs	`173280` `177672`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Heated Area
Gross Area	3,040 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	30,495 sqft (0.7 acres)
Lot Dimensions	285 ft deep x 107 ft wide
Garage Type	Finished
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	177672
Street Address	4569 HORSESHOE BEND RD
City	HUDSON
State	NC
Zip	28638-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2084 PG 599 YR 23 ST 460.00
Legal Subdivision	BLUEBERRY HILL SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	4
Census Block	4037
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4569 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Deed Document Number	202310084692
Deed Book / Page	2084 / 599
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0010050833
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	May 19, 2023
Property Address	4569 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Document Number	0020840599
Book / Page	2084 / 599
Map Reference	MB 9 PG 64
Instrument Date	May 19, 2023
Instrument	10084692
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4569 HORSESHOE BEND RD, HUDSON, NC 28638-8851

Mortgage

Document Number	0010084694
Date	May 19, 2023
Instrument	10084694

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0020840601
Date	May 19, 2023
Book Page	2084/601
Instrument	10084693

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 24, 2020
Property Address	4569 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Document Number	0010050833
Book / Page	002005 / 000036
Instrument Date	Nov 23, 2020
Instrument	10050833
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 N BAY DR GRANITE FALLS NC 286308740, GRANITE FALLS, NC 28630-8740

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,298.00 (-4.42%)	$197,800 (-) Land $14,900 Building $182,900
2025	$1,358.00 (+39.43%)	$197,800 (+60.55%) Land $14,900 Building $182,900	$197,800 (+60.55%) Land $14,900 Building $182,900
2023		$123,200 (-) Land $14,900 Building $108,300	$123,200 (-) Land $14,900 Building $108,300
2022	$974.00	$123,200 Land $14,900 Building $108,300	$123,200 Land $14,900 Building $108,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Horseshoe Bend Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures