4575 Horseshoe Bend Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 4575 Horseshoe Bend Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,265 sqft · built 1978
Lot Size	0.69 acres (30,067 sqft)
Owner	2 Individual Names on File
Last Sale	$460 (Dec 2021)
Tax Bill	$1,293 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 81B 1 2`

Property Details

APN / Parcel Number

Primary APN	`03 81B 1 2`
Alternative APN	`173586`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,265 sqft Heated Area
Gross Area	2,860 sqft
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft
Finished Basement	984 sqft
Unfinished Basement	41 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	30,067 sqft (0.69 acres)
Lot Dimensions	281 ft deep x 107 ft wide
Garage Type	Carport
Garage Area	350 sqft
Carport	Carport
Carport Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	192 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173586
Street Address	4575 HORSESHOE BEND RD
City	HUDSON
State	NC
Zip	28638-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2044 PG 316 YR 21 ST 460.00
Legal Subdivision	BLUEBERRY HILLS
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	4
Census Block	4037
Census Tract	30700

Owner

4575 Horseshoe Bend Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4575 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Deed Document Number	202110066892
Deed Book / Page	2044 / 316
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 29, 2021
Property Address	4575 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Document Number	0020440316
Book / Page	2044 / 316
Map Reference	MB 9 PG 94
Instrument Date	Dec 25, 2021
Instrument	10066892
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 ELK CREEK DR, 108, HUDSON, NC 28638-8921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4575 HORSESHOE BEND RD, HUDSON, NC 28638-8851

Mortgage

Document Number	0010066893
Date	Dec 29, 2021
Instrument	10066893

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4575 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020261505
Date	Jul 2, 2021
Book Page	2026/1505
Instrument	10059638

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4575 Horseshoe Bend Rd was $1,293, down 34.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,293.00 (-34.63%)	$242,000 (-) Land $14,900 Building $227,100
2025	$1,978.00	$242,000 Land $14,900 Building $227,100	$242,000 Land $14,900 Building $227,100
2023		$107,200 (-) Land $14,900 Building $92,300	$107,200 (-) Land $14,900 Building $92,300
2022	$850.00	$107,200 Land $14,900 Building $92,300	$107,200 Land $14,900 Building $92,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4575 Horseshoe Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4575 Horseshoe Bend Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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