4554 Horseshoe Bend Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 4554 Horseshoe Bend Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1991
Lot Size	0.461 acres (20,100 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jun 2026)
Tax Bill	$1,536 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11 31A 1 1`

Property Details

APN / Parcel Number

Primary APN	`11 31A 1 1`
Alternative APN	`119927`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,236 sqft Heated Area
Gross Area	2,692 sqft
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,100 sqft (0.461 acres)
Lot Dimensions	201 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	192 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	119927
Street Address	4554 HORSESHOE BEND RD
City	HUDSON
State	NC
Zip	28638-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1448 PG 300 YR 03 ST 181.00
Legal Subdivision	WILSON DAVIS
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	4
Census Block	4039
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4554 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	May 2, 2013 · Amount on Record
Deed Document Number	202610119853
Deed Book / Page	2167 / 1026
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 12, 2026
Property Address	4554 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Document Number	0010119853
Book / Page	2167 / 1026
Instrument Date	Jun 12, 2026
Instrument	202610119853
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$57,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 HORSESHOE BEND RD, HUDSON, NC 28638-8851

Mortgage

Document Number	0010119854,
Date	Jun 12, 2026
Instrument	202610119854

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0010119855,
Date	Jun 12, 2026
Book Page	2167/1047
Instrument	202610119855

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,536.00 (-13.07%)	$234,800 (+8.75%) Land $15,700 Building $219,100
2025	$1,767.00 (+74.95%)	$215,900 (+76.53%) Land $15,700 Building $200,200	$234,800 (+91.99%) Land $15,700 Building $219,100
2024	$1,010.00 (+4.45%)
2023		$122,300 (-) Land $15,700 Building $106,600	$122,300 (-) Land $15,700 Building $106,600
2022	$967.00	$122,300 Land $15,700 Building $106,600	$122,300 Land $15,700 Building $106,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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