4567 Orchard Grove Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4567 Orchard Grove Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	1,696 sqft Heated Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$251,500 (2018)
Tax Bill	$5,217.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`192631016000017350`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,696 sqft Heated Area
Gross Area	2,402 sqft Gross Area
1st Floor	1,696 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,841 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	441 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	265 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4567 ORCHARD GROVE RD
City	SAINT CLOUD
State	FL
Zip	34772-8963
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 7 PB 25 PG 126 LOT 735
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase	7
Legal Tract	160
Legal Lot Number	735
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43304

Owner

Source: Osceola County records · APN 192631016000017350

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4567 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 18, 2018	Deed of Trust, Mortgage KBHS HM LNS LLC
Apr 18, 2018	Grant Deed, Transfer · Conventional Mortgage CAPITAL AREA HSNG FIN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Deed Doc Number	0053191271
Deed Book / Page	5319 / 1271
Record Refreshed	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4567 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4567 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963

Mortgage

Document Number	0061830334
Date	Mar 30, 2022
Book Page	6183/334
Instrument	2022050714

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4567 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Document Number	0053191273
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4567 ORCHARD GROVE RD ST CLOUD FL 347728963, ST CLOUD, FL 34772-8963

Mortgage

Document Number	0053191273
Date	Apr 18, 2018
Book Page	005319/001273
Instrument	61432

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 18, 2018
Property Address	4567 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Document Number	0053191271
Book / Page	005319 / 001271
Instrument Date	Apr 18, 2018
Instrument	61431
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.46
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4567 ORCHARD GROVE RD ST CLOUD FL 347728963, ST CLOUD, FL 34772-8963

Mortgage

Document Number	53191290
Date	Apr 18, 2018
Book Page	005319/001290
Instrument	61433

Lender

Name	CAPITAL AREA HSNG FIN
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301-1329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,217.00 (+8.6%) Homeowner's exemption	$227,459 (+5.99%)	$317,700 (-0.53%) Land $70,000 Building $247,700
2023	$4,804.00 (+2.32%) Homeowner's exemption	$214,611 (+3%)	$319,400 (+15.72%) Land $60,000 Building $259,400
2022	$4,695.00 Homeowner's exemption	$208,361	$276,000 Land $55,000 Building $221,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 424 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

4567 Orchard Grove Rd, Saint Cloud, FL 34772 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Orchard Grove Rd

Nearby Streets

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