Osceola County property record for 4563 Orchard Grove Rd, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,894 sqft Living Area |
| Lot Size | 5,662 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $253,940 (2018) |
| Tax Bill | $5,111.00 (2024) |
| Primary APN | 19-26-31-0160-0001-7360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,894 sqft Living Area |
| Gross Area | 2,608 sqft Gross Area |
| 1st Floor | 1,894 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,662 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Porch Area | 230 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4563 ORCHARD GROVE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8963 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 7 PB 25 PG 126 LOT 736 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PH 7 |
| Legal Phase | 7 |
| Legal Block | 7360 |
| Legal Lot Number | 736 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43304 |
Source: Osceola County records · APN 19-26-31-0160-0001-7360
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 15, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 19, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 17, 2022 | Quit Claim Deed, Transfer Quitclaim Document |
| Feb 23, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 27, 2018 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Deed Doc Number | 2018130011 |
| Deed Book / Page | 5391 / 1599 |
| Last Transfer Date | Mar 12, 2022 |
| Transfer Doc | 0062702158 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 0068502362 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 6850/2362 |
| Instrument | 2025115613 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Sep 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 0065050338 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 6505/338 |
| Instrument | 2023150023 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Sep 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 0062712405 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 6271/2405 |
| Instrument | 2022127460 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Sep 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 17, 2022 |
| Property Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 0062702158 |
| Book / Page | 6270 / 2158 |
| Map Reference | MB 25 PG 126 |
| Instrument Date | Mar 12, 2022 |
| Instrument | 2022126433 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1065 UNIVERSAL REST PL, 1065, KISSIMMEE, FL 34744-5131 |
| Name | Verified Name |
|---|---|
| Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 0058962146 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 5896/2146 |
| Instrument | 2021025966 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Sep 01, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 27, 2018 |
| Property Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 0053911599 |
| Book / Page | 5391 / 1599 |
| Map Reference | MB25 PG126 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 2018130011 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,778.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626 |
| Name | Verified Name |
|---|---|
| Address | 4563 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 2018130012 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 2018130012 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,403.00 (+5.71%) Homeowner's exemption | $237,834 (+5.99%) | $334,000 (-0.71%) Land $70,000 Building $264,000 |
| 2024 | $5,111.00 (+2.61%) | ||
| 2023 | $4,981.00 (+2.36%) Homeowner's exemption | $224,400 (+3%) | $336,400 (+16%) Land $60,000 Building $276,400 |
| 2022 | $4,866.00 Homeowner's exemption | $217,865 | $290,000 Land $55,000 Building $235,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 424 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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