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  5. Orchard Grove Rd

4559 Orchard Grove Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4559 Orchard Grove Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,894 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
GarageAttached, 484 sqft
Last Sale$393,900 (2024)
Tax Bill$5,081.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-26-31-0160-0001-7380
Alternative APN
  • 263119016000017380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,894 sqft Living Area
Gross Area2,608 sqft Gross Area
1st Floor1,894 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Porch Area230 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4559 ORCHARD GROVE RD
CitySAINT CLOUD
StateFL
Zip34772-8963
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 7 PB 25 PG 126 LOT 738
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 7
Legal Phase7
Legal Block7380
Legal Lot Number738
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1009
Census Tract43304

Owner

Source: Osceola County records · APN 19-26-31-0160-0001-7380

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3161 DASHA PALM DR, KISSIMMEE, FL 34744-9165
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEW AMERICAN FUNDING
Mar 20, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEW AMERICAN FUNDING
Sep 28, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 19, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
KBHS HM LNS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2024 · Amount on Record
Deed SaleMar 20, 2024 · Amount on Record
Prior SaleJun 19, 2018 · Amount on Record
Deed Doc Number202435733
Deed Book / Page6567 / 2575
Prior Transfer DateSep 17, 2021
Prior Transfer Doc0060530314
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4559 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4559 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963

Mortgage

Document Number0068670541
DateOct 20, 2025
Book Page6867/541
Instrument2025129571
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4559 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Transaction TypeMortgage
Record UpdatedMay 14, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3161 DASHA PALM DR, KISSIMMEE, FL 34744-9165

Mortgage

Document Number0065672577
DateMar 20, 2024
Book Page6567/2577
Instrument2024035734
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Address14511 MYFORD RD STE 100, TUSTIN, CA 92780
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateSep 28, 2021
Property Address4559 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Document Number0060530314
Book / Page6053 / 314
Map ReferenceMB 25 PG 126
Instrument DateSep 17, 2021
Instrument2021150247
Transaction TypeTransfer
Record UpdatedOct 12, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4559 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963

Mortgage

Document Number6053317
DateSep 28, 2021
Instrument6053/317
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJun 19, 2018
Property Address4559 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Document Number0053522937
Book / Page005352 / 002937
Instrument DateJun 06, 2018
Instrument94583
Transaction TypeTransfer
Record UpdatedJul 19, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,948.68
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4559 ORCHARD GROVE RD ST CLOUD FL 347728963, ST CLOUD, FL 34772-8963

Mortgage

Document Number53522939
DateJun 19, 2018
Book Page005352/002939
Instrument94584
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75063
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,083.00 (+39.4%)$331,700 (+48.89%) Land $70,000 Building $261,700$331,700 (-0.69%) Land $70,000 Building $261,700
2024$5,081.00 (+2.61%)
2023$4,952.00 (+2.36%) Homeowner's exemption$222,786 (+3%)$334,000 (+15.97%) Land $60,000 Building $274,000
2022$4,838.00 Homeowner's exemption$216,298$288,000 Land $55,000 Building $233,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 424 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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