Macomb County property record for 45655 Thorn Tree Ln, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,011 sqft · built 2001 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Oct 2017) |
| Tax Bill | $6,810 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-33-455-034 |
| Primary APN | 20-08-33-455-034 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,011 sqft Living Area |
| 1st Floor Area | 1,869 sqft |
| Basement Area | 1,869 sqft |
| Unfinished Basement | 1,869 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 11,456 sqft (0.263 acres) |
| Lot Dimensions | 138 ft deep x 83 ft wide |
| Garage Area | 645 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45655 THORN TREE LN |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-5779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WESTCHESTER FARMS SUB #2 LOT 166 LIBER: 147 PAGES: 23-27 |
| Legal Subdivision | WESTCHESTER FARMS SUB |
| Legal Lot Number | 166 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 224201 |
45655 Thorn Tree Ln is owned and occupied by two individuals who bought it in October 2017.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45655 THORN TREE LN, MACOMB, MI 48044-5779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK |
| Oct 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2017 · Amount on File |
| Deed Sale | Oct 11, 2017 · Amount on File |
| Prior Sale | Nov 17, 2015 · Amount on File |
| Deed Document Number | 20177121635 |
| Deed Book / Page | 24993 / 287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45655 THORN TREE LN, MACOMB, MI 48044-5779 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45655 THORN TREE LN, MACOMB, MI 48044-5779 |
| Document Number | 2200109312 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 28818/180 |
| Instrument | 202200109312 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Aug 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45655 THORN TREE LN, MACOMB, MI 48044-5779 |
| Document Number | 0000007717 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 45655 THORN TREE LN MACOMB MI 480445779, MACOMB, MI 48044-5779 |
| Document Number | 0000007717 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 025600/000556 |
| Instrument | 7717 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | CLINTON TWP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 26, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 11, 2017 |
| Property Address | 45655 THORN TREE LN, MACOMB, MI 48044-5779 |
| Document Number | 0000121635 |
| Book / Page | 24993 / 287 |
| Map Reference | LB 147 PG 23 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 7121635 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,182.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45655 THORN TREE LN, 45655, MACOMB, MI 48044-5779 |
| Name | Verified Name |
|---|---|
| Address | 45655 THORN TREE LN, MACOMB, MI 48044-5779 |
| Document Number | 0000121636 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 7121636 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2032 |
The 2025 property tax bill for 45655 Thorn Tree Ln was $6,810 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,500 (+5.09%) | $533,000 (+5.09%) | |
| 2025 | $6,810.00 Homeowner's exemption | $253,600 | $507,200 |
| 2023 | $219,900 | $439,800 | |
| 2022 | $5,961.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45655 Thorn Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45655 Thorn Tree Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures