45575 Thorn Tree Ln, Macomb, MI 48044 Property Records

Macomb County property record for 45575 Thorn Tree Ln, Macomb, MI 48044 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,111 sqft · built 2002
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Sep 2021)
Tax Bill	$6,321 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-33-455-030`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-455-030`
Alternative APN	`0833455030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,111 sqft Living Area
1st Floor Area	2,079 sqft
Basement Area	2,079 sqft
Unfinished Basement	2,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Ranch
Construction Type	Brick
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45575 THORN TREE LN
City	MACOMB
State	MI
Zip	48044-5779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTCHESTER FARMS SUB #2 LOT 162 LIBER: 147 PAGES: 23-27
Legal Subdivision	WESTCHESTER FARMS SUB
Legal Lot Number	162
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1014
Census Tract	224201

Owner

Source: Macomb County records · APN 20-08-33-455-030

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45575 THORN TREE LN, MACOMB, MI 48044-5779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 28, 2020	Warranty Deed, Transfer GREATER MACOMB TITLE AGENCY
Dec 06, 2017	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Dec 06, 2017	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Sep 07, 2017	Warranty Deed, Transfer · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	20212243861
Deed Book / Page	28045 / 394
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 27, 2021
Property Address	45575 THORN TREE LN, MACOMB, MI 48044-5779
Document Number	2102243861
Book / Page	28045 / 394
Map Reference	LB 147 PG 23-27
Instrument Date	Sep 03, 2021
Instrument	202102243861
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45575 THORN TREE LN, 45575, MACOMB, MI 48044-5779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45575 THORN TREE LN, MACOMB, MI 48044-5779

Mortgage

Document Number	2102245212
Date	Sep 27, 2021
Instrument	202102245212

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45575 THORN TREE LN, MACOMB, MI 48044-5779
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095113
Date	Aug 26, 2019
Book Page	26153/957
Instrument	9095113

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 28, 2020
Property Address	45575 THORN TREE LN, MACOMB, MI 48044-5779
Document Number	0000086309
Book / Page	26865 / 141
Map Reference	LB 147 PG 23-27
Instrument Date	Jul 07, 2020
Instrument	2086309
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45575 THORN TREE LN, 45575, MACOMB, MI 48044-5779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45575 THOM TREE LN, MACOMB, MI 48044

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45575 THORN TREE LN, MACOMB, MI 48044-5779
Document Number	0000009849
Book / Page	025185 / 000767
Instrument Date	Dec 06, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45575 THORN TREE LN MACOMB MI 480445779, MACOMB, MI 48044-5779

Mortgage

Document Number	0000009849
Date	Jan 26, 2018
Book Page	025185/000767
Instrument	9849

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45575 THORN TREE LN, MACOMB, MI 48044-5779
Document Number	0000017526
Instrument Date	Dec 06, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45575 THORN TREE LN MACOMB MI 480445779, MACOMB, MI 48044-5779

Mortgage

Document Number	0000017526
Date	Feb 15, 2018
Book Page	025217/000240
Instrument	17526

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 07, 2017
Property Address	45575 THORN TREE LN, MACOMB, MI 48044-5779
Document Number	0000108383
Book / Page	24928 / 364
Map Reference	LB 147 PG 23-27
Instrument Date	Sep 01, 2017
Instrument	7108383
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	CORETITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,623.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45575 THORN TREE LN, 45575, MACOMB, MI 48044-5779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45575 THORN TREE LN, MACOMB, MI 48044-5779

Mortgage

Document Number	0000108384
Date	Sep 07, 2017
Instrument	7108384

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,700 (+15.75%)	$445,400 (+15.75%)
2025	$6,321.00 (+13.14%)
2023		$192,400	$384,800
2022	$5,587.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992242011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 331 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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