Macomb County property record for 45597 Thorn Tree Ln, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,151 sqft · built 2001 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,000 (Aug 2006) |
| Tax Bill | $4,665 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-33-455-031 |
| Primary APN | 20-08-33-455-031 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,151 sqft Living Area |
| 1st Floor Area | 2,101 sqft |
| Basement Area | 2,101 sqft |
| Unfinished Basement | 2,101 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Hip |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45597 THORN TREE LN |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-5779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WESTCHESTER FARMS SUB #2 LOT 163 LIBER: 147 PAGES: 23-27 |
| Legal Subdivision | WESTCHESTER FARMS SUB |
| Legal Lot Number | 163 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 224201 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45597 THORN TREE LN, MACOMB, MI 48044-5779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Sep 12, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2006 · Amount on Record |
| Deed Sale | Aug 4, 2006 · Amount on Record |
| Prior Sale | Dec 17, 2001 · Amount on Record |
| Deed Document Number | 20066123241 |
| Deed Book / Page | 18055 / 335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45597 THORN TREE LN, MACOMB, MI 48044-5779 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45597 THORN TREE LN, MACOMB, MI 48044-5779 |
| Document Number | 0000100659 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 27296/222 |
| Instrument | 2100659 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45597 THORN TREE LN, MACOMB, MI 48044-5779 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000064277 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 26746/592 |
| Instrument | 2064277 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 12, 2017 |
| Property Address | 45597 THORN TREE LN, MACOMB, MI 48044-5779 |
| Document Number | 0000110221 |
| Book / Page | 024936 / 000769 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 110221 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12600 GALLAGHER ST DETROIT MI 482122300, DETROIT, MI 48212-2300 |
| Document Number | 110222 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 024936/000771 |
| Instrument | 110222 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2047 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,100 (+15.97%) | $434,200 (+15.97%) | |
| 2025 | $4,665.00 (+13.12%) | ||
| 2023 | $187,200 | $374,400 | |
| 2022 | $4,124.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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