Polk County property record for 4565 Back Nine Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,045 sqft · built 2016 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $313,200 (Feb 2016) |
| Tax Bill | $3,131 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-24-690596-002630 |
| Primary APN | 26-29-24-690596-002630 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 2,694 sqft |
| 1st Floor Area | 2,045 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 649 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 378 sqft |
| Street Address | 4565 BACK NINE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE ASHTON WEST PHASE I PB 138 PGS 11 THRU 21 LOT 263 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | LAKE ASHTON WEST PHASE I |
| Legal Phase | I |
| Legal Tract | 690596 |
| Legal Block | 3 |
| Legal Lot Number | 263 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 14401 |
4565 Back Nine Dr is owned and occupied by two individuals who acquired it in October 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4565 BACK NINE DR, WINTER HAVEN, FL 33884-3546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2016 · Amount on File |
| Deed Sale | Feb 10, 2016 · Amount on File |
| Deed Document Number | 201623244 |
| Deed Book / Page | 9741 / 972 |
| Last Transfer Date | Oct 23, 2025 |
| Transfer Doc | 0000257081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 30, 2025 |
| Property Address | 4565 BACK NINE DR, WINTER HAVEN, FL 33884-3546 |
| Document Number | 0000257081 |
| Book / Page | 13759 / 1210 |
| Map Reference | MB 138 PG 11-21 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025257081 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4565 BACK NINE DR, WINTER HAVEN, FL 33884-3546 |
The 2025 property tax bill for 4565 Back Nine Dr was $3,131, down 55.6% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,770 (+2.7%) | $307,498 (-6.91%) Land $58,000 Building $249,498 | |
| 2025 | $3,131.00 (-55.57%) Homeowner's exemption | $215,940 (+2.9%) | $330,334 (-3.5%) Land $58,000 Building $272,334 |
| 2024 | $7,047.00 (+4.6%) Homeowner's exemption | $209,854 (+3%) | $342,324 (+2.38%) Land $58,000 Building $284,324 |
| 2023 | $6,737.00 (+4.5%) Homeowner's exemption | $203,742 (+3%) | $334,376 (+10.73%) Land $55,000 Building $279,376 |
| 2022 | $6,447.00 Homeowner's exemption | $197,808 | $301,970 Land $51,000 Building $250,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4565 Back Nine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4565 Back Nine Dr is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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