Polk County property record for 4556 Back Nine Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,585 sqft · built 2010 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $210,000 (Aug 2018) |
| Tax Bill | $3,026 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-24-690596-002540 |
| Primary APN | 26-29-24-690596-002540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,585 sqft Living Area |
| Gross Area | 2,026 sqft |
| 1st Floor Area | 1,585 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Type | Enclosed Pool |
| Porch | Screened/Unfinished Porch |
| Porch Area | 326 sqft |
| Street Address | 4556 BACK NINE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE ASHTON WEST PHASE I PB 138 PGS 11 THRU 21 LOT 254 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | LAKE ASHTON WEST PHASE I |
| Legal Phase | I |
| Legal Tract | 690596 |
| Legal Block | 3 |
| Legal Lot Number | 254 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4556 BACK NINE DR, WINTER HAVEN, FL 33884-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Oct 6, 2021 | Intrafamily Transfer, Transfer |
| Aug 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESID'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on File |
| Deed Sale | Aug 13, 2018 · Amount on File |
| Prior Sale | Dec 8, 2010 · Amount on File |
| Deed Document Number | 2018171666 |
| Deed Book / Page | 10579 / 476 |
| Prior Transfer Date | Sep 16, 2014 |
| Prior Transfer Doc | 0000166405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 6, 2021 |
| Property Address | 4556 BACK NINE DR, WINTER HAVEN, FL 33884-3545 |
| Document Number | 0000261178 |
| Book / Page | 11926 / 1743 |
| Map Reference | MB 138 PG 11-21 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021261178 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 4556 BACK NINE DR, WINTER HAVEN, FL 33884-3545 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 13, 2018 |
| Property Address | 4556 BACK NINE DR, WINTER HAVEN, FL 33884-3545 |
| Document Number | 0105790476 |
| Book / Page | 010579 / 000476 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 171666 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3305 SUNSET AVE #336 WAUKEGAN IL 600873425, 336, WAUKEGAN, IL 60087-3425 |
| Document Number | 105790478 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 010579/000478 |
| Instrument | 171667 |
| Name | DIAMOND RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKE FOREST, IL 60045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,830 (+2.7%) | $293,741 (+18.39%) Land $55,000 Building $238,741 | |
| 2025 | $3,026.00 (-54.43%) Homeowner's exemption | $205,287 (+5.99%) | $248,116 (-4.09%) Land $55,000 Building $193,116 |
| 2023 | $6,641.00 (+4.47%) Homeowner's exemption | $193,690 (+3%) | $258,690 (+9.32%) Land $52,000 Building $206,690 |
| 2022 | $6,357.00 Homeowner's exemption | $188,049 | $236,628 Land $50,000 Building $186,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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